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  Enterprise Payments: Breaking Barriers  
 
This article examines the problem of implementing integrated payment systems, or enterprise payments. As banks have grappled with this issue, the main concern has been to avoid “boiling the ocean,” finding ways to incrementally reform the myriad payment systems without the costs getting too far ahead of the benefits. In short, return on investment (ROI) has become the key. This article provides a road-map for banks to follow, beginning with a central payments database or payments hub.
  
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Feature
The Top 5 Imperatives for Banks in 2007
The year 2006 has been volatile for global financial markets with rising commodity prices, equity market growth and rising interest rates. Despite the turbulence banks will continue to focus on: managing costs, improving profitability, ensuring regulatory compliance and sustaining shareholder value.
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Kaleidoscope
View Point: Australia and New Zealand Banking Industry
The Australian banking industry with its strong asset base, bright growth prospects has shown strong growth in recent years, with profitability at a pre tax return on equity at over 20%.The sparkling performance of the Australian banking industry over the past decade can be attributed to a fifteen years continuously expanding domestic economy, and an extended period of strong demand for credit.
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Tech Watch
Adopting High Availability
In a flat world, customers expect banking operations to be available round the clock, 365 days in a
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Inside Talk
Convenience and Simplicity
Headquartered in Melbourne, ANZ is among the leading banks in Aus-
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First Look
The Internationalization of Banks, Patterns, Strategies and Performance.
Alfred Slager in his excellent book, ‘The Internationalization of Banks’, provides a very enjoyable read
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