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  • ESG in banking
    ESG-conscious banking should create new and future-proof value streams to build a sustainable and resilient business.
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  • Everest Group PEAK Matri
    Everest Group PEAK Matrix
    A comprehensive solution delivering a full spectrum of wealth products as great experiences. It also improves the productivity of financial advisors and streaml
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  • Subsidiary of an American Bank in Indonesia
    Find out how a leading American bank adapts to a digitalized trade and supply chain finance operations as a part of its larger transformation by leveraging Finacle Trade Finance Solution Suite.
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Better Banking
Featured Content
  • Recomposing Banking: Leading the Digital Continuum
    Report gives you a glimpse of the major areas where recomposing banking will create significant impact and value, Infosys Finacle has put together a report on..
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  • Core Banking on Cloud: Navigating to the Fast Lane
    Take a deep dive into cloud-based core banking and explore the imperatives, opportunities and challenges, and the hallmarks of a robust solution.
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  • Embracing Payments Composability
    A step-by-step guide for maximizing Real Time Payment opportunities by embracing Payments Composability...
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Insights
Featured Content
  • Shaping Banking’s Next: Banking Technology Trends for 2025 and Beyond
    The banking industry has been balancing disruption and opportunity for several years now, and the pace of change shows no signs of slowing as we move into 2025 and beyond.
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  • Virtual Accounts 2.0: Surpass Conventional Cash Management and Unlock Next-Gen Possibilities
    Virtual Account Management was a groundbreaking shift in the banking landscape, revolutionising use cases like cash concentration, pooling, centralised treasury management, and in-house banking (POBO, ROBO, COBO)
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  • Unlocking Hybrid Cloud
    As banks push forward with their digital transformation agenda, cloud serves as a pivotal enabler. Each bank, at varying stages of adoption, crafts its unique path, dictated by context, regulations, and risk appetite.
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Featured Content
  • Banking on Cloud
    This report from Infosys Finacle delves into the need for accelerating cloud adoption, highlights the current state of the industry, and puts forth key recommen
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  • Omdia Universe | Cloud-based Core Banking
    In the report, Omdia highlights the following key capabilities of leading cloud-based core banking providers:
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Clients Stories
Featured Content
  • Emirates NBD
    Emirates NBD consolidates its operations on a single version for scalability, agility, and standardization.
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  • A Global Top 5 Bank
    Discover how a global top 5 bank headquartered in the US accelerated payments transformation.
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  • Union Bank of India
    Union Bank of India launches Union Virtual Connect (UVConn) by leveraging WhatsApp to provide customers personalized banking services.
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Thought Papers
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Lending in the Age of Generative AI: Unlocking Efficiency, Security, and Customer Trust
In this paper, we explore how Generative AI is a key enabler in the lending process, helping banks navigate operational challenges, reduce costs, and deliver unparalleled value to both financial institutions and customers.
Winning the Embedded Lending Game
Embedded Lending is desirable and huge opportunity globally, for banks and financial institutions, yet many are still figuring out how to conquer this fairly new territory.
Customer Centricity in Banking: 5 Pillars to Build a Best in Class Practice
Elevating customer centricity is no longer optional for banks—it is essential. In a world where customer expectations are shaped by digital-first leaders like Amazon, Apple, and Starbucks, banks face growing competition from fintechs and big tech players
Transforming Data Overload into Financial Insight: Harnessing RAG
In an industry flooded with complex data, banks often struggle to uncover timely, actionable insights. Retrieval-Augmented Generation (RAG) offers a breakthrough by seamlessly blending a robust information retrieval engine with intelligent language models.
Cracking the Data Modeling Code
As data continues to expand, the reliance on outdated, ad-hoc data models has become unsustainable, eroding bank’s efficiency and ability to seize emerging oppo
The Strategic Edge: Connecting the Dots
A bank’s success hinges on a deep understanding of its own DNA. This means not just grasping the core business strategy and operating model, but also the nua...
Small Business Lending with U.S. Banks and Fintech
Fintech's relentless disruption in small business lending demands a strategic rethink, compelling banks to redefine their value propositions.
Core Banking System-Value Re-Engineering
Legacy banking systems are falling short in areas like high costs, slow time to market, limited personalization, and limited ecosystems. To tackle these ch.....
How ChatGPT and Conversational Banking can Provide Personalized Banking Experience and Reduce Overall Cost
With the millennials and GenZ being digitally savvy and wealth moving into their hands, banks and financial institutions need to invest in digital features that
Driving Economic Resilience: Modernizing Trade Finance for Indian Small and Medium Enterprises (SMEs)
The significance of trade finance for SMEs Trade finance is pivotal for SMEs, offering access to formal finance and facilitating the flow of credit along supply
Virtual Personalization
From the ease of access to convenience, lowering the transactional cost to improving geographical reach, digital Banking scores distinction in all checkpoin....
How Decentralized Finance (DeFI) is Changing the Face Global Lending
DeFi services can be enabled for a number of crucial areas of finance from lending to borrowing, funding, trading, derivatives, and insurance.
The Changing Payments Mix – Emerging Innovation Down Under
The internet has impacted every industry in existence, and so it is no surprise that it is shaping the future of how people interact with money.
Wealth Management is Preparing for A Future of Changing Business Models
The wealth management industry is gearing up for tectonic shifts across the world. Globally, affluence in multiple segments is increasing, while consumer co....
Reimagined Wealth Management: Why Is It Needed for All Your Customers
Over the past few years, with technological advancements, wealth management has undergone a paradigm-shifting change
The Six Tenets for Success in Digital Wealth Management Transformation
Technology transformation in the Wealth Management industry has been largely focused on serving the Mass Affluent segment with digital solutions in the past....
How Embedded Finance Is Helping SMB And Changing The Face Of Trade Finance
Embedded finance is nothing but a financial service that one can avail without having to approach a bank.
Assessing Digital Origination Solutions
Digital Origination systems are the tip of the Banking technology solution stack as they provide a key entry point for customers into the bank’s products"
Achieving Financial Goals with Gamification
Gamification is the strategy of deploying concepts in games to products and services in any industry to engage customers and boost revenue.
Data Architecture
At a very high level, any enterprise application needs to deal with three things well. They are data, function, and control. On a continuous basis, all thr.....
Production: AI's graveyard
Why Predictions That Work In Development Fail During Production?
ISO 20022 - A Milepost for Payments Industry
ISO 20022, like its predecessors, ISO 15022 and ISO 7775, allows for efficiency, lower costs, and the avoidance for errors in financial transactions.
Humanising Banking Engagements with the Metaverse
The Metaverse brings the banking industry an opportunity to bridge the gap between the real world and the digital world; to bring the ‘personal touch’ back.....
CBDC Design Constructs
The developments related to digital currencies over the past few years have resulted in a revolutionary mass impact globally.
How Banks Can Use Metaverse to Win in Experience Economy
Metaverse has come a long way since its inception. It blends the physical world with augmented and virtual reality, blurring the line between one’s intera......
Realtime Payments
In the rapidly evolving financial ecosystem, corporate and government customers demand real time payment options that are aligned with their emerging payment us
Payments Modernisation
Payments landscape is rapidly evolving thanks to multi-dimensional disruption caused by several forces such as economy, technology, changing customer dyna......
Payment Order Management
A comprehensive payments solution that enables end-to-end ownership of payments with better compatibility, and offers an agnostic approach to any incoming pa...
Human++
Thanks to accelerated momentum in digitization, modern technologies such as Artificial Intelligence and Machine Learning are transforming banking business p....
Banking customers go on reimagined journeys
Banking customers go on reimagined journeys by leveraging the power of digital transformations and implementing them through Finacle’s highly-advanced architect
Banking for small and medium enterprises – Towards a digital future
Finacle banking for small and medium enterprises is empowering financial institutions in over 100 countries to drive truly digital transformation. Downloa......
Digital transformation of corporate cash and liquidity management
Accelerate digitization of corporate cash and liquidity management with the Finacle's comprehensive solution suite. Download the PoV now.
Digital transformation for faster, efficient, and secure corporate payments
Finacle secure corporate payments suite is built on the latest digital technologies to provide a frictionless and secure transaction experience. Download th....
Achieving greater customer advocacy through conversation-driven user experiences
Organizations world over are struggling to retain customers due to poor Customer Service (CS). Call Centers, which are often the hubs of customer service.....
Platform Business Model for Banking
Digitization in banking is changing the nature of business as banks embrace the platform model to augment their revenue with new fee-based income in the fa.....
Banking on Public Cloud – Reimagining Business Agility
Banks are increasingly migrating non-core and core applications to the cloud, and having gained confidence through private cloud deployments
Artificial Intelligence Powered Banking
AI technologies such as machine learning, deep learning, predictive/prescriptive analytics, virtual agents and natural language understanding technologies (e.g.
Open APIs – How to monetize your APIs for accelerated growth
APIs as a construct has been around for quite a while, however, banks have been slow to embrace the power that APIs and Open Banking can bring.
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