Habitual.AI

About Us

Featured Content

ESG in banking

ESG-conscious banking should create new and future-proof value streams to build a sustainable and resilient business.
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Everest Group PEAK Matrix

A comprehensive solution delivering a full spectrum of wealth products as great experiences. It also improves the productivity of financial advisors and streaml
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Subsidiary of an American Bank in Indonesia

Find out how a leading American bank adapts to a digitalized trade and supply chain finance operations as a part of its larger transformation by leveraging Finacle Trade Finance Solution Suite.
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Solution

Spotlight

App Center

App Center

Better Banking

Featured Content

Recomposing Banking: Leading the Digital Continuum

Report gives you a glimpse of the major areas where recomposing banking will create significant impact and value, Infosys Finacle has put together a report on..
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Core Banking on Cloud: Navigating to the Fast Lane

Take a deep dive into cloud-based core banking and explore the imperatives, opportunities and challenges, and the hallmarks of a robust solution.
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Embracing Payments Composability

A step-by-step guide for maximizing Real Time Payment opportunities by embracing Payments Composability...
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Insights

Featured Content

Shaping Banking’s Next: Banking Technology Trends for 2025 and Beyond

The banking industry has been balancing disruption and opportunity for several years now, and the pace of change shows no signs of slowing as we move into 2025 and beyond.
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Virtual Accounts 2.0: Surpass Conventional Cash Management and Unlock Next-Gen Possibilities

Virtual Account Management was a groundbreaking shift in the banking landscape, revolutionising use cases like cash concentration, pooling, centralised treasury management, and in-house banking (POBO, ROBO, COBO)
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Unlocking Hybrid Cloud

As banks push forward with their digital transformation agenda, cloud serves as a pivotal enabler. Each bank, at varying stages of adoption, crafts its unique path, dictated by context, regulations, and risk appetite.
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Featured Content

Banking on Cloud

This report from Infosys Finacle delves into the need for accelerating cloud adoption, highlights the current state of the industry, and puts forth key recommen
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Omdia Universe | Cloud-based Core Banking

In the report, Omdia highlights the following key capabilities of leading cloud-based core banking providers:
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Clients Stories

Featured Content

Emirates NBD

Emirates NBD consolidates its operations on a single version for scalability, agility, and standardization.
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A Global Top 5 Bank

Discover how a global top 5 bank headquartered in the US accelerated payments transformation.
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Union Bank of India

Union Bank of India launches Union Virtual Connect (UVConn) by leveraging WhatsApp to provide customers personalized banking services.
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Habitual.AI

Overview

Habitual.AI activates habitual banking usage across the customer base by guiding each user to new products & features that are immediately useful. It is market-proven to deliver sustained business benefits that leave a long-term impact.

App Screens

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Watch & Learn

Habitual.AI for Digital Banking

Habitual.AI promotes habitual usage of digital banking platforms by recommending features that are undiscovered, relevant and immediately useful to every user. It works at every point of the user journey from Acquisition & Onboarding to Engagement & Win-back of Churned Users.

Features

World’s First AI That Builds User Habits

Habitual.AI is patent-pending AI that activates user habits & delivers sustained impact. Example: A single Habitual.AI campaign for a monthly user base of 2M won back 120,000 incremental churned users in Month 1, who remained active even in Month 6.

Features

End-To-End Banking Solution

Habitual.AI is an end-to-end banking solution that can be implemented to activate habits at any point of the user journey, from Acquisition & Onboarding to Engagement & Win-back of Churned Users.

Features

Robust, Universal Data Platform

Habitual.AI runs on commodity hardware and lives up to its enterprise grade stamp with built-in fault tolerance, high availability, high scalability and ability to handle high volumes of data.