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Find out how a leading American bank adapts to a digitalized trade and supply chain finance operations as a part of its larger transformation by leveraging Finacle Trade Finance Solution Suite.
Report gives you a glimpse of the major areas where recomposing banking will create significant impact and value, Infosys Finacle has put together a report on..
This report from Infosys Finacle delves into the need for accelerating cloud adoption, highlights the current state of the industry, and puts forth key recommen
The race to future banking glory between banks and credit unions has the makings of a David versus Goliath contest. And the reason the credit unions are in with
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Top 11 Banking Trends 2023: Recomposing Banking
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A la carte your cloud
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ARE YOUR DEBT COLLECTION SYSTEMS UP-TO-DATE?
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The transformational possibilities of the cloud model have started to outweigh security and governance concerns in the banking sector. These concerns are increa
Here’s How AI Can Help Credit Unions Transform Their De
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Organization #Reimagined – Cultural Readiness fills the
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When Will My Product Look Like Facebook?
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The Chicken and Egg story: Unreasonable demands on a Ve
The other day, a client of mine called me up and sounded quite livid at a high profile fintech company. His son passed out of the college a few months back and
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The Eight Key Criteria in Core Banking Selection
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Simplify, to give your customers a better experience
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Banking Sans Banks
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Blog on Roadblocks Deterring Effective Procurement Anal
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Want More from Big Data? Get Real!
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Cryptocurrencies - a fad or here to stay?
Cyptocurrency, a buzz word in the recent times has gained significant prominence since 2009 with the advent of ‘Bitcoins’. As most of us know, bitcoin was conce
Digital Payments in India: Cresting New Waves Consisten
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The Changing Payments Mix – Emerging Innovation Down...
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Paying to Win
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Mobility's Shifting Landscape
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Achieving Financial Goals With Gamification
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Ageless Core Banking Systems
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Catering to Customers on the Cloud
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Taking innovation mainstream
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Customer Experience in the digital age
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Digitization in Corporate Banking
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Be A Market Leader With Digital Banking and Intelligent
Create an enriching digital banking experience for your valuable customers with the market-leading RPA product like AssistEdge from EdgeVerve.
Banking and Financial Access for All
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Networks #Reimagined – Blockchain for Banking and Beyon
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How Can ChatGPT Help Banks Provide Personalized Banking
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Digital Empathy for the Color Blind
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‘HANUMANS’ in Banking
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Deciphering Blockchain and Our Future
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Are we making payments faster at the cost of safety?
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Digital Banking: Making More of Less Money
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Smart Shopping Assistant
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As I finished registering for ICICI's latest Facebook app, known as Pockets, I felt that I always wanted such a feature. Pockets allows an individual to tr
Collaborate we must in the Open World!
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Blockchain – Leading The Music Industry Revolution
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When compared to the last decade, when the IT industry provided software solutions meeting comprehensive banking needs, the trend in the current decade may be s
Building a culture of analytics for all
Knowingly or unknowingly, we all do analysis and decision making in our daily lives. It could be deciding whether to hit the gym, which doctor to go to, which s
Prepare your data for demand planning: Your step-by-ste
Not all data is ready to give you insights. But it can be. In this blog post, we draw from our experience working with a global FMCG player to shed light on the
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In today’s digital economy—what with its countless choices and the need of instant gratification—this approach might feel dated.
IoT in Banking – Enabling Banks’ Digital Future
IoT has the potential to impact traditional business processes in banking such as KYC, lending, collateral management, trade finance, payments, PFM, and insuran
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The future of banking is rapidly changing in response to technological advancements, shifting customer expectations, and increased competition from fintec......
People and Processes: Banking Twins
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Tackling System Complexity in Banking - part II
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As banks think about applying machine learning and Artificial Intelligence (AI) technologies, they have to remember that they have a responsibility towards thei
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From our experience working with multi-national retailers, we’ve learned that everyone understands the value of data. But where they all struggle is in acquirin
Make Legacy a Thing of the Past
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The Forecast Is a Hybrid Mix of Cloud for Banks
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Predictive Analytics Making its Way into Banking
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Reimagining Entitlements Control in Banking Through....
Data privacy regulations are coming into force across geographies. Thus far, nearly 137 out of 194 countries have enacted data privacy laws for business a......
Banking on Cloud: It’s Time To Take the Hybrid Approach
Taken the time to reflect, there’s indeed an interesting parallel between the very philosophy of banking and the cloud. Banks grant commoners the independ......
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Functionality and processes were built into the core banking solution, based on the software's country of origin. The primary design was based on the knowl
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I became the proud owner of the coveted iPhone and straightaway got down to business, enabling M-banking on my bank account. After installation I was mighty ple
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Truly digital is all about transformation spanning experience, engagement and business engine layers. Focusing only on enabling new channels or touch points is
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Does the banking sector really need more regulation than it already has coming? A UK IT trade body is proposing 'enforceable infrastructure standards'
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Need for a Unified Content Strategy in the Changing Ban
A pronounced shift in the banking scene, from brick and mortar edifices to virtual spaces, begs the remark, "Banks are dead, banking is alive." Giant
Cocktail vs. Mocktail in Banking
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How Can ChatGPT Help Banks Provide Personalized Banking
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In an ideal world, a bank’s profitability would be a function of its net interest margin, fee income, and operational efficiency. But a well-known fact in the b
Technology Trends Reshaping Banking in 2017
In the past few years there has been rapid evolution and adoption of digital technology that is disrupting established banking business. But digitization has al
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Insights drive all aspects of banking
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Banking's systemic complexity is often cited as one of the principal causes of the 2008 financial crisis. But the tidal wave of regulation set off by that
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When we journey to a new place we are attracted by the surroundings and we like to take selfies and pictures that we can post on social media.
Possibilities #Reimagined – More Things to Bank on
By 2021, 50% of banking users worldwide will use a smartphone, PC, smartwatch or a tablet to access financial services, a 53% increase from the current figures.
Finacle Blog:Democratising Public Good, the Indian Way
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Tablets for the Bank Workforce
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Fintech Alliance Assessment: Four Criteria that Matter
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3 Things We Could Learn From Startup Talents
"When I started my career, one of the many requirements for a job is technical or business domain skills. Along with the career development, communication and m
Can banks ward off fintech challenge with a startup men
In recent years, the Bank, that grand edifice of solidity and security from days past, has come under threat from sources ranging from regulators to customers t
Building a Customer-Obsessed Bank:
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Systems' Integration or Organizations' Integr
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A TURN OF THE TIDES: CAN BIG BANKS CONVERT DEPOSITORS’ FLIGHT TO SAFETY, INTO SUSTAINABLE LONG-TERM GAINS?
Tracking Mobile Banking Innovation - II
The emerging markets have the numbers and the ambition, but innovation is not necessarily or innately indigenous. That was where I signed off in my last post, s
Corporate Credit Appraisals and Decision making
Corporate Loans occupy a significant size in the asset portfolio of large banks. Most banks have a well-defined corporate credit department comprising relations
Increasing Your Teams’ Productivity in Remote Working
Amid the spread of COVID-19, which has officially reached a pandemic status, most of the global organizations have rolled out mandatory work-from-home policies
Driving customer-centricity in lending
Concerned about potential losses due to the wayward economic conditions, traditional lenders are tightening standards.
Skilling Up for Business Model Innovation
Skill Development is the real catalyst for driving business model innovation. Financial ecosystems in many countries are short of the skills needed for a co....
Wealth Management and the Future of Changing Business
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Personal Data Everywhere?
Riding the crest of the technology wave, banks today are making a beeline for tablets for the use of their customer-facing workforce.
Artificial Intelligence – here for good
What comes to mind when you hear Artificial Intelligence? Perhaps one of those slick videos of robots making an omelette or an android (a humanoid robot – as it
Esg in Indian Banking Sector: An Equation of Growing Im
Man-made climate change is the most pressing concern of our times. To tackle this challenge, governments and regulatory bodies across the world are drivin......
CRM Soars to the Cloud
Globalization brought in its wake the dictum "customer is king." A couple of decades, slowdowns and recessions later, companies still subscribe to thi
From 'Mobile Also' to "Mobile First'
Around 590 million customers banked on their mobile phones in 2013. In just four years that number will cross a billion, equivalent to about 15 percent of all g
How can Financial Institutions Achieve Optimal Customer
The analysts globally are quick to acknowledge the detrimental impact this event may potentially have on the world economy. According to a report by McKinsey, c
Assured Inevitability
The way money is spent, transferred, or exchanged has changed over the last few decades. The consumer movement from cash-based transactions to cashless tran....
Virtual Currency
Currency is broadly defined as anything that can be used as a medium of exchange to buy or sell goods and services. This need not necessarily be a physical obje
Beatitudes of Customer Experience
Banking as an industry was one of the most thriving industries from the industrialization era or even before. It has been the cornerstone of many key transforma
Blockchain – Challenges in adoption
Blockchain is one of the emerging technologies which has evolved over time significantly. Industry predictions suggest that the space is expanding.
How Banks Can Get A Competitive Edge With Intelligent A
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Licensing models for Personalized Bots
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Personalized bots in the IoT environment
RPA market trends have witnessed an ever-evolving trend of constant innovation on how the solutions address critical business problems. What started as a soluti
Frictionless Customer Experience
In this digital era, everyone talks about the importance of customer experience. However, many businesses often confuse customer experience with customer servic
The curious case of ‘Online Banking
In this blog, learn about the three perspectives and the 3 advantages of online banking platforms with relevancy and continued usage.
Niche services in banking - It's the icing that ma
For years together, any product innovation in the banking world was focused around same or similar segment of customers. A significant shift in the target segme
Blockchain: The Race to Production Begins
In the past year the banking industry has been buzzing with the benefits that blockchain technology offers and progressive banks took a step further to implemen
How Decentralized Finance (Defi) Is Changing the Face
Lending, borrowing, selling, and buying have gone on for centuries. These are important aspects of finance, which are for the most part managed by centra.......
Are Platform Banking and Bank-as-a-Platform, one &
The information industry has evolved from monolithic applications, to client-server technology, to thin connections, to components & services, and the lates
Green, the new black
Since it burst into our collective conscience in the sixties, modern environmentalism has become an increasingly dominant motif in policy parlance. For business
And the award goes to
The 2012 BAI Finacle Global Innovation Awards were recently held during the BAI Retail Delivery Conference, held in Washington, DC October 8-11. In their second
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