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Finacle is a global company with multi-country expertise, capability and reach
BRANCHES
COUNTRIES
OVER A BILLION PEOPLE
BILLION ACCOUNTS
Unlocking Cloud Infrastructure Potential for Goldman Sachs’ Transaction Banking Business

Fast track your cloud journey with Finacle

Finacle offers a cloud-native, cloud-neutral platform, which can be deployed flexibly – on a private, public or hybrid cloud – to suit a bank’s requirements or accessed as a Software-as-a-Service. Finacle applications are built on a cloud-native framework based on Cloud Native Computing Foundation (CNCF) standards and follow the Twelve-factor App Methodology. The application’s microservices run in a containerized environment orchestrated by Kubernetes to enable scale cube model to support population-scale performance.

Powering Diverse Cloud Transformations for Banks Worldwide
Globally, banks of all sizes and persona - From traditional incumbents to digital challengers, non-banking entrants, credit unions, cooperative banks, and more - are embracing Finacle on Cloud.

Disclaimer: External logos are registered trademarks of the respective organizations

Finacle on Cloud – Our Promise

With a feature-rich, composable suite of digital banking solutions built on a cloud-native, cloud-neutral architecture, Finacle helps banks accelerate cloud adoption, and achieve –

  • Operational excellence by substantially reducing Total Cost of Ownership (TCO), streamlining their IT infrastructure and allocating resources more efficiently.
  • Unparalleled agility to embrace innovation and drive sustainable growth.
  • Enhanced customer engagements by delivering personalized, data-driven experiences.
  • Resilience at scale with robust business continuity and disaster recovery capabilities that can withstand even the most challenging disruptions. 


Feature Rich, Composable Suite
Finacle offers a full-stack, cloud-native Suite of digital banking solutions and SaaS services, supporting various modern and traditional customer engagement channels, enterprise capabilities, line of business components, and business segments. Finacle cloud native solutions address the core banking, lending, digital engagement, payments, cash management, wealth management, treasury, revenue management, analytics, AI, and blockchain requirements of financial institutions globally.


Cloud-Native, Cloud-Neutral Architecture
Finacle solutions are architected on a cloud-native, cloud-neutral foundation, ensuring seamless deployment and portability across private, public, and hybrid cloud environments. Built on a microservices-based architecture, Finacle components are decoupled for enhanced agility, scalability, and progressive upgrades. Stateless processes, compliant with twelve-factor app principles, enable independent scaling, while containerization with Docker and orchestration via Kubernetes ensures efficient, reliable operations. Distributed databases using polyglot persistence and sharding enhance resilience. Declarative APIs simplify development, while a robust CI/CD pipeline automates updates for continuous integration and delivery. Observability with Prometheus and Kibana, a service mesh via Istio, and advanced streaming/messaging capabilities complete this enterprise-ready architecture.

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Flexible Deployment Options
Finacle Digital Banking Suite offers unparalleled flexibility with deployment options across private, public, or hybrid cloud environments, tailored to your bank's unique needs. Whether you prioritize control, scalability, or a mix of both, Finacle empowers your bank to adapt quickly to changing demands while maintaining operational efficiency. Built on a containerized architecture orchestrated by Kubernetes, Finacle solutions ensure seamless performance, scalability, and security, regardless of the cloud provider you choose. 

In addition to the solution suite, our SaaS services provide the same robust functionality without the complexity of infrastructure management. Choose between single-client and multi-client SaaS options, based on your needs. With Finacle, your bank gains the freedom to innovate, optimize costs, and scale with ease, empowering your team to deliver unprecedented outcomes with the power of cloud.

Finacle Is a Leader in Cloud-Based Core Banking Plaforms
Omdia Universe: Cloud-based Core Banking, 2023

Achieve Operational Excellence With Reduced TCO

  • A single partner ownership model to power efficient cloud operations
  • A wide range of SaaS models
    • Finacle as a service (Client-specific) | Banking Application Ecosystem as Service | Curated solution set as a Service
  • Full-stack managed services with 24X7 support for application, environment, infrastructure and EOD operations

Learn how a leading dutch bank transformed corporate cash management with Finacle Digital Banking SaaS.

Enhance Customer Engagement With Cloud

Discover how a leading Australian non-bank lender leveraged Finacle on AWS Cloud to build a SaaS-based lending platform, achieving a unified 360-degree customer view and reducing costs by centralizing operations across four brands.

Unlock Agility for Innovation and Growth

  • Global core with single codebase, localization, and customization components
  • Flexible product factories with comprehensive parameterization and reusable business rules
  • Comprehensive DevOps and CI/CD pipeline for agile development, driving faster product/feature rollouts
  • Extensive ecosystem of partners to drive continuous innovation on cloud

Drive Resilient Banking Operations with Cloud

  • Elastic scaling and dynamic load balancing, delivering high performance under peak workloads
  • Finacle Assure – a preventive maintenance service to drive application monitoring and observability
  • Host of enablers to drive 24*7 availability
  • Multi AZ deployments | Cross region support | Multi-modal deployment approaches | Lease line engagements
  • Multi-layered cloud security capabilities, with a shared responsibility model
More Information
Related Resources
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Core Banking on Cloud: Navigating to the Fast Lane

Take a deep dive into cloud-based core banking and explore the imperatives, op..

Take a deep dive into cloud-based core banking and explore the imperatives, opportunities and challenges, and the hallmarks of a robust solution.

/content/dam/infosys-finacle/icon-all-page.png

Banking on Cloud: The next lap

This report from Infosys Finacle delves into the need for accelerating cloud ado

This report from Infosys Finacle delves into the need for accelerating cloud adoption, highlights the current state of the industry, and puts forth key recommen

/content/dam/infosys-finacle/icon-all-page.png

Finacle Core Banking Solution

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Built on advanced architecture, Finacle Core Banking Solution offers a comprehen

A comprehensive solution suite featuring a real-time processing engine, open APIs, and embedded customer insights, ideal for engaging demanding consumers.

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Finacle Digital Engagement Suite

Finacle Digital Engagement Suite

Advanced omnichannel solution. Seamless digital engagement for all kinds of cust

An advanced omnichannel solution that helps banks – onboard, sell, service and engage – retail, small business and corporate customers.

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