• Enis Huseyin, CIO, Australian Military Bank
• Krishna Mohan, Senior Principal, Product Management, Infosys Finacle

SaaS is changing the economics and agility of banking technology. For banks, the value of SaaS goes well beyond how technology is deployed. As the model has matured, banks are looking to the broader advantages SaaS can deliver across the technology lifecycle - from simplifying operations to improving resilience, scalability and access to continuous innovation. 

In this session, Australian Military Bank and Finacle explore how the SaaS value proposition has evolved, what benefits matter most in practice, and what banks should consider when looking to create sustained value from their technology platforms.

•  Kelvin Wong, Partner, EY

• Mangesh Jadhav, ED, Head of Platform - Core Systems, Emirates NBD
• Ravi Venkataratna, Senior Industry Principal, Infosys Finacle

Banking technology is at an inflection point. In recent years, banks have been recomposing their core - cloud-native, microservices-based, API-first, and event-driven - and that work is well underway and continues to deepen. It has given the industry a more open, agile, and resilient foundation. What is changing now is what banks are building on it. As AI, autonomous agents, and real-time ecosystems reshape the industry, the frontier is embracing the architectures that are both composable and intelligent.

This session discusses the next phase of this evolution. Explore how Finacle's next-gen architecture brings together composable foundations, unified data, agentic AI, and MCP-enabled interoperability - helping banks accelerate transformation, increase agility, and move from simply processing transactions to sensing, adapting, and acting in real time.

• Ramprasath Ganesaraja, Head of Enterprise AI, Infosys Finacle
• Vivek Jeyaraj, Senior Principal, Product Management, Infosys Finacle

For all the investment in modernization, most banks still struggle to turn data into decisions. The estate is fragmented, insights sit trapped in silos, and promising AI pilots stall on the way to production - so the value stays locked up. The reframe that changes this is simple but powerful: data and AI are not separate initiatives but a holistic capability spanning the enterprise technology stack. Data provides the foundation, AI turns it into intelligence, and intelligent automation turns that intelligence into action. What banks need is a connective fabric that runs across the entire stack - linking data, intelligence, and execution as one.

This session explores how the Finacle Data and AI Suite brings everything together across a unified continuum spanning data, predictive, generative, and agentic AI. Discover how pre-built MCP servers, enterprise-grade AI assistants, and embedded banking use cases are designed to help banks move from experimentation to execution with confidence - whether modernizing intelligence within existing workflows or unlocking fully agentic journeys.

Join this session to discover how your bank can accelerate its AI goals and unlock new levels of intelligence, innovation, and growth with Finacle.

•  Julien Defosse, Worldwide FSI Market Development Lead, AWS

The ground beneath banking is shifting. Legacy cores built for a slower world now have to keep pace with real-time expectations, relentless regulation, and customers who compare you to the best digital experience they had this morning — not to the bank down the street.

This keynote charts the journey ahead: modernizing the core, going all-in on cloud, and unlocking a new era of intelligence with GenAI. We'll explore how agentic AI is moving banking beyond assistance to autonomy — intelligent agents that reason, decide, and act across the enterprise, from fraud and risk to customer engagement and operations. We'll see how the world's most forward-looking banks are turning resilience into reinvention, transforming the back office from a cost center into an engine of innovation, and building institutions that don't just survive disruption, but author it.

The future of banking won't be migrated. It will be reimagined — and it will be agentic. Join us to see how.

• Ross D’Arcy - Head of Banking EMEA, NVIDIA

AI is moving fast, and the clearest signals about where it's headed often come from the organizations building the frontier itself. This session from NVIDIA brings an unfiltered view of what innovation looks like at the frontier: how adoption patterns are evolving, what separates real value from stalled pilots, and what responsible, scalable AI demands.

For an industry as data-rich, trust-driven, and tightly regulated as banking, these shifts carry particular weight. The institutions that move first from experimentation to real advantage will be the ones that understand not just what AI can do today, but where its builders are taking it next - and what it will take to stay ahead as the pace of change only accelerates.

Join this session to learn where the frontier is heading  and how to translate broad AI trends into a pragmatic path toward AI-native banking.

• Ivica Ivancic, Senior Cloud Solution Architect, Microsoft

Artificial intelligence is reshaping every aspect of banking, from customer engagement and operations to risk management and innovation. In this session, Microsoft will share its vision for AI-native banking and explore how financial institutions can harness AI, cloud, and data to accelerate transformation, improve resilience, and unlock new sources of growth in an increasingly dynamic regulatory environment.

• Tsebeletso Mashau, CIO: Africa Regions and Deputy CIO: Personal & Private Banking at Standard Bank Limited
• Supriya Sathnur, Associate Director, Marketing, Infosys Finacle

SMEs are the engine of economic growth, yet they remain one of the most challenging segments for banks to serve effectively. Caught between retail and corporate banking models, SME customers increasingly expect fast, seamless, and personalized experiences. While the opportunity is significant, building a profitable and scalable SME banking business remains a complex challenge. Success requires more than digitization. It calls for a fundamental rethink of how banks understand, serve, and grow SME relationships.

This session explores how leading banks are redefining SME banking through smarter segmentation, data-led lending, personalized engagement, and integrated relationship models.

Key discussion themes include:

• Tailoring propositions to distinct business needs.
• Leveraging data and alternative insights to expand access to credit.
• Balancing digital convenience with relationship-led banking.
• Deepening engagement beyond lending to become a trusted banking partner.
• Creating a unified view of the business and owner to deliver more contextual and relevant services.

Join industry leaders as they share practical lessons, challenges, and success stories on unlocking growth and building a more profitable SME banking business.

• Rajesh Nair, EVP and Group Head, IT, Axis Bank
• Priyanka Diwan, Principal, Product Management, Infosys Finacle

Deposits remain the foundation of banking, but the methods to attract, grow, and retain them are being rewritten. As banking enters an AI-native era, winning deposits is no longer about rate or reach alone; it is about composing products, journeys, and value in ways that feel intelligent, personal, and effortless to every customer. Composability, open APIs, and AI are together reshaping how deposits are designed, delivered, and personalized, turning a once-commoditized offering into a differentiated, intelligent, and deeply customer-centric proposition. 

As ecosystem-driven models rise and competition from Fintechs intensifies, this session unpacks how Finacle's composable, cloud-native Deposits Suite empowers banks to strengthen deposit propositions and lead the next era of growth.

Join us to discover the strategies and real-world stories of leading banks shaping what's next.

• Jitender Mehta, Head - Systems Engineering, Government and PSB Business, Nutanix

This session will explore how Nutanix is helping financial institutions modernize core IT by eliminating legacy infrastructure silos, enabling resilient and low-latency banking operations, and simplifying hybrid multi-cloud environments across private data centers and public clouds. It will also cover how cloud-native capabilities such as Nutanix Kubernetes Engine can accelerate application and microservices development, while solutions such as GPT-in-a-Box support secure enterprise AI use cases including fraud detection, predictive underwriting, and personalized customer experiences. The session will also highlight how built-in zero-trust security and automated lifecycle management can strengthen operational resilience while reducing complexity, helping financial institutions become more agile, digital-first organizations.

• Izabela Plaskota, Service Owner Lending and Pricing services, DNB Bank ASA
• Siva Subramaniam, Senior Principal, Product Management, Infosys Finacle

For most banks, revenue is still managed in pieces. Pricing sits in one system, interest and billing in others, collections in yet another - and the gaps between them surface as revenue leakage, inconsistent pricing, customer friction, and slow time to market. As competition intensifies and customers come to expect contextual, transparent value, these fault lines are no longer back-office inefficiencies; they translate directly into lost revenue and weakened relationships. The answer is not another point fix, but a shift in approach: treating revenue management as a single economic lifecycle - how revenue is designed, priced and computed, billed, collected, and continuously optimized - governed as one connected discipline rather than a set of disconnected activities.

This session explores how banks can make that shift, and how Finacle Revenue Management Hub - a composable, cloud-native foundation - brings the full lifecycle together across enterprise. Discover how unifying pricing, interest, billing, and collections enables relationship-based pricing, personalized fee structures, transparent real-time billing, and insight-led optimization at scale. 

Join us to see how leading banks are turning pricing, billing, and collections from a source of leakage and cost into a strategic engine for profitable, innovation-led growth.

• Mangesh Surve, Senior Director - Solution Architect, Red Hat India and South Asia

AI has changed both sides of the ledger for banks. Models like Claude Mythos can now find software vulnerabilities at machine speed, which means the window between disclosure and exploitation is collapsing faster than any quarterly patch cycle can handle. At the same time, AI moving from pilot to production is turning inference into a runaway operating cost. This session looks at why these two problems share one root cause, an unmanaged software and infrastructure foundation, and what leading banks are doing to patch at machine speed and run AI at a predictable cost.

• Subodh, SVP, Axis Bank
• Ram Devanarayanan, Senior Industry Principal, Infosys Finacle

Lending is undergoing a fundamental shift as institutions respond to rising customer expectations, margin pressures, and the growing role of data and AI in credit decisioning. This session explores how a modern, integrated Lending Suite enables institutions to move beyond fragmented, product-siloed lending towards a unified, digital-first operating model.

The session examines key market trends and the capabilities institutions need to stay competitive. Drawing on real-world experiences and success stories, it highlights how leading lenders are digitising the end-to-end lending journey, embedding intelligence into credit decisioning, enhancing customer experiences, and unlocking new growth opportunities retail, corporate, and commercial segments.

Join this session to gain from key learnings, and actionable insights for building a future-ready lending business.

• Sachin Dhawan, Director, U.S. Business Deposit Products, Global Transaction Banking, Scotiabank
• Viji Natesan, Principal, Product Management, Infosys Finacle

Enterprise operating models have already shifted. Businesses now run always-on, event-driven, and globally interconnected - and their treasuries expect the same real-time, predictive, and intuitive experience that corporate leaders experience everywhere in their digital lives. Yet much of cash management propositions of banks still lag that reality, held back by fragmented and delayed views, reactive after-the-fact alerts, manual and error-prone routines, and siloed cross-border operations. The mandate is clear: as instant payments, embedded treasury, and agentic AI rewrite the rules, banks must move beyond transaction processing to become real-time orchestrators of liquidity and value.

This session explores how leading institutions are reinventing liquidity, payments, cash visibility, and treasury services for the always-on economy. Discover how the Finacle Cash Management Suite - a front-to-back, componentized, cloud-native platform embedded with agentic AI - helps banks deliver integrated treasury experiences across the value chain. Expect candid perspectives from leaders on the shifts ahead, the challenge of modernizing at scale, and the practical approaches delivering next-generation cash management today.

• Florian Noll, Director, ISV and GSI Acceleration, IBM Z and LinuxONE

Stablecoins, tokenized deposits and tokenized securities are moving into production at leading banks. BCG's 2026 research shows the impact goes beyond new products: payments, custody and treasury revenues, along with the client relationship itself, are at stake. For banks running Infosys Finacle, the question is no longer whether to act, but how to move without putting the core at risk.

This session gives leadership teams a clear answer. IBM Digital Asset Haven adds digital asset custody, wallets and policy control next to Finacle, with the keys under the bank's control. We show how this fits the platform you run Finacle on today, and how IBM brings core banking and digital asset custody together on one platform.

• Ioannis Xanthakos, EMEA Payments CIO, Bank of America
• Josip Majher, Member of the Management Board and COO, HPB Croatia
• Puneet Mody, Head of Financial Services, Americas, Infosys

The payments landscape is evolving rapidly. On one hand, this evolution creates an imperative: Volumes are climbing, customers expect real-time as standard, corporates want richer services and deeper integration, and regulators keep raising the bar on resilience, data, and instant settlement. Meeting all of these asks, calls for payments that are efficient, resilient and scalable by design. On the other hand, the evolution also creates an opportunity - Corporate treasurers increasingly expect their banks to do more than execute instructions - they want banks to help them see, predict, optimize, and orchestrate money across accounts, entities, currencies, and markets. In this Next-Gen landscape, payments businesses will not just be measured on efficiency, but also as growth platforms.

Addressing both forces at once calls for modern foundations. Leading banks are moving to composable, ISO 20022-native platforms - resilient, 24/7 real-time hubs that span domestic and cross-border payments. On a foundation like this, payment services become API-first building blocks that slot into any journey, so banks can launch new products quickly. AI applied across the payment lifecycle, in areas such as intelligent payment repair, and adaptive exception handling, raises straight-through processing and minimizes operational friction. And the same rich, structured data becomes monetizable - powering new, value-added, and hyper personalized services.

In this session, experts share how banks can meet both forces at once and make modern payments a resilient and scalable growth engine. Expect candid perspectives on building payments as an efficient, resilient and scalable platform, turning ISO 20022 data into monetizable insight, leveraging AI, including emerging agentic capabilities, to build Next-Gen payments propositions.

• Ian Guy Gillard, Senior Executive Vice President, Bangkok Bank 
• Remi McGraw, Director Product, UNI Financial Cooperation
• Binooj Purayath, Head of Experience Design, Infosys Finacle

As banking becomes more personalized and relationship-driven, fragmented systems and siloed roles are holding bankers back. The opportunity lies in empowering the modern Universal Banker to onboard, engage, advise, sell, and service customers with greater context, ownership, and agility across channels.

This session explores how banks can:

• Evolve from role-segmented operations to a relationship-centric Universal Bankers
• Equip bankers with a unified view of customers, relationships, products, and interactions
• Deliver seamless, context-aware experiences across physical and digital touchpoints
• Embed AI directly into banker workflows to accelerate decisions, improve productivity, and enhance customer engagement

Join us to discover how banks can reimagine branches as intelligent relationship hubs, empowering Universal Bankers to deepen relationships, enhance customer experiences, increase wallet share, and drive sustainable growth.

• George Vareltzidis, AGM, Wealth Management, NBG
• Abhra Roy, Senior Product Line Manager, Infosys Finacle

The next generation of investors expects more than access to wealth products. They demand intuitive digital journeys, seamless multi-asset investing, real-time portfolio visibility, and the flexibility to transact anytime, anywhere.

This session explores how Finacle Digital Wealth enables institutions to deliver connected, omnichannel wealth experiences across the entire investment lifecycle.                                                 

Discover how firms can empower self-directed investors with seamless digital transactions, self-service portfolio management, secure document vaults, in-app advisor connectivity, and digital servicing through a modern digital wealth platform.

• Juan Redondo, Global Head of Strategy and Transformation, Corporate and Commercial Banking, Santander
• Maurice Lisi, ED - Head of Digital Business, Payments and Marketing, BPER Banca
• John Barber, Head of Business, Europe and Africa, Infosys Finacle

Hear firsthand how award-winning banks are reimagining products, services, and business models to drive competitive advantage in an AI-led, platform economy. The discussion will unpack the strategic intent, execution rigor, and measurable impact of these transformative initiatives, across customer engagement, digital operations, and ecosystem plays. Gain actionable insights on scaling innovation with agility, navigating regulatory complexity, and fostering a culture that champions continuous reinvention. 

This panel brings together leaders from winners of Qorus-Infosys Finacle Banking Innovation Awards. Be inspired to challenge conventions and redefine what’s possible for your bank.

• Martin Gutmann, Professor, Author, and Keynote Speaker

Sometimes, the sharpest ideas come from outside the industry. In this keynote, a distinguished voice from beyond the world of banking shares the observations, hard-won lessons, and reflections that have shaped their world. Expect thought-provoking perspectives on innovation, adaptability, and leadership in the face of relentless disruption. It's an invitation to step outside familiar paradigms, embrace breakthrough thinking, and uncover cross-industry strategies that can unlock new value in an AI-led, platform-driven economy, because the next frontier of banking may well be defined by ideas born somewhere else entirely.

• Sudhir Babu, Global Head of Delivery, Infosys Finacle

Departure from Hotel Lobby Area