Finacle is a global company with multi-country expertise, capability and reach
BRANCHES
COUNTRIES
OVER A BILLION PEOPLE
BILLION ACCOUNTS
Overview
A Core Built for What's Next
Built on a composable, cloud-native, real-time architecture, Finacle Core Banking provides a robust digital foundation for the AI-native era of banking. Its comprehensive capabilities across retail, corporate, commercial, and Islamic banking provide agility and flexibility to respond faster to new market opportunities.
Open APIs and event-driven processing enable banks to co-innovate with fintechs and ecosystem partners. Flexible product factories, automation, and embedded intelligence help banks launch differentiated propositions faster, deliver personalized experiences, and improve operational efficiency. With a componentized architecture and deployment flexibility across private, public, hybrid cloud, or SaaS, banks can modernize at their own pace, reduce transformation risk, and confidently adapt to evolving customer, regulatory, and business demands.
Finacle Promise
An industry-leading AI-augmented core designed to accelerate your digital transformation journey
Market Benchmarking
The Forrester Wave™: Digital Banking Processing Platforms, Q4 2024
Infosys Finacle - A Leader among Digital Banking Processing Platforms
Learn why Forrester named Finacle a Leader –
“Infosys Finacle’s compelling vision and value proposition build on a strong track record in emerging technologies. Its comprehensive roadmap focuses on AI, blockchain, and green computing, and has achievable timelines… Infosys Finacle offers superior API capabilities and supports diverse banking services for retail, small and medium-size business (SMB), and corporate clients… It excels in real-time and event-driven architecture, leveraging robust technologies for data consistency, resilience, and security… Finacle’s Enterprise-Class Customer Data Hub delivers a unified view of the customer and feeds a comprehensive AI platform for training and deploying models with more than 40 use cases, including generative AI (genAI) bots…”
- Huard Smith, Principal Analyst – Forrester
Comprehensive Capabilities to Power your Core Banking Strategy
- Robust functionalities for every business segment and every banking requirement
- Full spectrum coverage across deposits, lending, leasing, payments, supply chain, and trade finance requirements
- Modular, componentized capabilities that enable incremental adoption aligned to transformation goals
Emirates NBD powered its retail, corporate, and Islamic banking businesses on a single foundation while supporting its global expansion.
Next-Gen Architecture
Future proof your technology investments with the composable, AI-augmented, real-time platform
- Powers horizontal, vertical, and functional scaling across private, public, hybrid, and SaaS cloud deployments
- Powered by microservices, offers an optimum mix of componentization granularity
- Leverages robust technologies for data consistency, resilience, and security
Cloud-native, cloud-neutral
Composable and Componentized
Data and AI Driven
API-first, event-driven
Automation-First Process Design
Layered, Decoupled Design & Polyglot Stack
DevSecOps & CI/CD
Scalability
Robust Security
Nequi, Bancolombia modernized to a cloud-native core with Finacle Core Banking on AWS, migrating 27+ million users and 50+ TB of data while transforming 400+ integrations across its digital ecosystem.
Simplified, Risk-Mitigated Transformation
- Reference bank models for reducing time and complexity
- Progressive deployments and upgrades for faster business value realization
- Industry leading agile delivery practices for faster deployments
- Finacle-as-a-service (FaaS) for low investment full opex mode
Westpac New Zealand modernized its corporate banking platform by replacing a 38-year-old core system through a phased transformation approach, enabling a 360-degree customer view, real-time payment processing, and compliance with the Reserve Bank of New Zealand's BS11 mandate.
“This transformation was about future proofing Westpac’s corporate bank while protecting our customers and operations every step of the way. Partnering with Infosys Finacle enabled us to modernise a 38 year legacy platform through a disciplined, risk led and phased approach, delivering real time capabilities, stronger regulatory resilience and improved customer transparency. The outcome is a scalable, cloud native foundation that positions Westpac to innovate faster and compete with confidence.”
- Russell Jones, former CIO, Westpac New Zealand
Openness and Agility for Innovation and Growth
- Global Core packaged with innovations and best practices from 100+ countries
- Open APIs and App marketplace for enabling ecosystem participation and unlocking new business models
- Product factories with extensive parameterization and reusable business components for faster time to market
- Co-innovation programs with partners and clients to capitalize on emerging market opportunities
A leading U.S. investment bank and global technology giant leveraged Finacle on AWS to reimagine digital savings, creating a new embedded banking model that scaled rapidly and drove significant customer and deposit growth.
Deliver Personalized Products and Superior Engagements
- Unified 360-degree customer view to anticipate needs and deliver personalized products
- Customer-centric product design to accelerate digital adoption
- Embedded intelligence across customer journeys for superior engagement
ICICI Bank, India, transformed its banking operations on Finacle Core Banking platform, enabling customer centric innovation, personalized experiences, and the launch of differentiated offerings.
Extensive Automation to Drive Operational Excellence
- Business rules, open APIs, and workflow automation to enable straight through processing and streamline banking operations
- Agentic automation to orchestrate multi-agent, multi-system processes
- Multi-country operational hub to reduce costs and improve profitability
Zand Bank, UAE, completed a cloud transformation with Infosys Finacle in just 100 days, creating an AI-ready banking platform while reducing manual intervention by 30% and lowering IT costs by 25% through automation and cloud-native operations.
“We are delighted to announce our adoption of the Finacle modular core banking system. This strategic move empowers us to fortify our position at the forefront of innovation, enabling seamless deployment of digital assets, AI, and blockchain technologies. Embracing the future, we are poised to redefine banking experiences and drive unparalleled value for our customers”
- Michael Chan, Chief Executive Officer of Zand
Related Resources
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