Infosys Finacle and its Clients Shines at The Digital Banker Global Transaction Banking Innovation Awards 2026
The Global Transaction Banking Innovation Awards, organized by The Digital Banker, exist to honor, and celebrate the region’s preeminent banking institutions and their contribution to transaction banking. The Digital Banker Awards are accolades of excellence and distinction, attributed to outstanding players they are held in high regard as unbiased benchmarks for the worldwide FSI industry.
Guaranty Trust Bank Ltd and Infosys Finacle
Best Virtual Account Initiative – Africa
Guaranty Trust Bank reimagined its legacy sub-account framework by implementing a Finacle-powered virtual account model that centralizes KYC at the parent level and automates transaction posting. This eliminated manual reconciliation, reduced operational complexity, and improved regulatory transparency. The solution delivered a 60% reduction in reconciliation time and ensured 100% KYC alignment. By embedding internal accounts into real-time flows, the bank enhanced accuracy and efficiency.
Union Bank of India and Infosys Finacle
Best Payments Modernisation Program – India
Union Bank of India undertook a strategic transformation of its global payments infrastructure in 2025 to achieve ISO 20022 compliance within compressed regulatory timelines, while ensuring zero disruption to operations. The initiative, in collaboration with Infosys Finacle, established a centralized, scalable payments ecosystem enabling seamless interoperability across geographies, strengthened operational resilience, and enhanced straight-through processing. Built on a modular, configuration-driven architecture, the solution supports high-volume cross-border transactions and has integrated seamlessly with internal systems.
Axis Bank and Infosys Finacle
Outstanding Use of Technology in Cash and Liquidity Management – India
Axis Bank’s Enterprise Liquidity Management Solution (eLMS) on Neo transforms corporate treasury operations by delivering real-time, multi-bank liquidity visibility, automated sweeps, and secure entitlement-driven execution. Powered by Infosys Finacle, it enables large enterprises to optimize working capital, reduce operational risk, and drive faster, data-led financial decision-making at scale.
Infosys Finacle
Best Digital Payments Initiative by a Vendor
Finacle Payments is a next-generation payments platform designed to help financial institutions thrive in a digital, real-time economy. By combining cloud-native architecture, ISO 20022-native processing, open APIs, microservices, automation, and AI-enabled intelligence, the platform delivers a unified foundation for payments modernization.
The solution is operational across financial institutions globally, supports more than 25% of the world's real-time payments, processes over one billion open payments transactions monthly, and has demonstrated measurable business outcomes across domestic, international, instant, and cross-border payment environments.
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