Infosys Finacle and Punjab National Bank Recognized at the Prestigious IDC Fintech Real Results Awards 2025
The IDC FinTech Real Results recognizes IT providers that have enabled a genuine, measurable, and future enabling change at a client financial institution (bank, capital markets firm, or insurer) in the worldwide financial services industry.
Infosys Finacle and its client Punjab National Bank have been recognized for this prestigious award under the category ‘Treasury and Trade Transformation’ for their treasury transformation initiative.
About the Win
Punjab National Bank, one of India’s largest public sector banks, undertook a comprehensive treasury modernization program to simplify its complex operations, strengthen compliance, and enhance resilience. With growing regulatory demands, market volatility, and rising expectations for real-time insights, the bank needed to replace fragmented legacy systems with an integrated, scalable, and automation-driven platform. This multi-phase program transformed domestic and international treasury operations across asset classes, streamlined workflows, reduced end-of-day processing times, and improved decision-making with real-time data.
It also introduced dynamic FX rate management, ensuring accurate, competitive, and customer-segment–specific rates across branches and digital channels. By seamlessly integrating with core banking and trade finance systems, the bank achieved precision, speed, and scalability while reducing costs. Infosys Finacle enabled this transformation through its Treasury and Rate Management solutions, empowering the bank to modernize operations, deliver efficiency, and build a future-ready treasury ecosystem.
We are honored to be recognized at the IDC FinTech Rankings Real Results Awards 2025 for our treasury modernization initiative. This win is a testament to our commitment to building a future-ready, resilient, and efficient banking ecosystem. By modernizing one of the most complex and critical functions of the bank, we have significantly strengthened our ability to serve our customers with agility and trust.
- Punjab National Bank
The IDC Fintech Rankings Real Results program focuses on evaluations of technology projects that show real, quantifiable results at a financial institution,” said Jerry Silva, program vice president at IDC Financial Insights. “For 2025, we selected a compelling case study in Treasury Modernization submitted by Infosys Finacle and Punjab National Bank, encompassing domestic assets, FX, derivatives, commodities, and international operations. Congratulations to both Infosys Finacle and Punjab National Bank on this significant project and successful result.
- Jerry Silva, Program Vice President, IDC Financial Insights
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