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Winners of the Infosys Finacle Innovation 2026 Awards Announced

Infosys Finacle has announced the winners of the 2026 Infosys Finacle Innovation Awards, the 11th edition of this prestigious global awards program.

Presented to financial institutions across the globe, these awards honor organizations that are redefining the future of banking driven by bold ideas, a commitment to customer-centric transformation, and next-generation innovation. The honorees distinguished themselves through exceptional value delivery, standout customer experiences, and industry-leading benchmarks in a rapidly evolving landscape.

The 2026 edition received over 500 nominations across nine categories, reflecting the breadth and depth of innovation shaping the future of banking. From sustainability-led initiatives to customer engagement, digital transformation, ecosystem-led, and emerging technologies, the nominations showcased how financial institutions are inspiring better banking through pioneering ideas and impactful execution. Each nomination was evaluated by a distinguished jury comprising global leaders in banking and technology, using a robust framework based on Innovation Quotient, Benefit Quotient, and Complexity Quotient.

The award categories this year included: Breakthrough Sustainability in Banking, Business Model Innovation, Channel Innovation, Corporate Banking Innovation, Maximizing Customer Engagement, Modern Technologies-led Innovation, Process Innovation, Product Innovation, and Transformation Excellence.

Since its inception, the Infosys Finacle Innovation Awards program has received more than 2,000 path-breaking nominations from financial institutions across the globe. Over the years, it has emerged as a powerful platform to recognize excellence and celebrate the spirit of innovation among banks worldwide.

Sajit Vijayakumar, Chief Executive Officer & Global Head, Infosys Finacle, says, "We are witnessing one of the most significant transformations in banking history. Pioneers are shortening the time-to-market between ambition and impact by embracing continuous innovation. Now in its 11th edition, the Infosys Finacle Innovation Awards celebrates these forward-looking institutions - banks that have translated modern technology into meaningful progress, reimagined their operating models, and kept the needs of customers and communities at the center of every decision. As global banking enters an agentic AI-powered decade, their achievements serve as both a benchmark and an inspiration. Congratulations to the winners, and sincere appreciation to every institution that brought a strong idea to this platform."


 

Breakthrough Sustainability in Banking
Mid-Sized to Large-Sized Small-Sized to Mid-Sized
Platinum Platinum
Union Bank of India Karnataka Grameena Bank

Shreekant Bhandiwad, Chairman, Karnataka Grameena Bank

Our journey with Infosys Finacle has been a catalyst for purposeful innovation at Karnataka Grameena Bank. From core banking amalgamation to digital platforms that enhance customer engagement and operational efficiency, our focus has remained on creating measurable impact for customers and communities. This recognition reaffirms the strength of our partnership with Infosys Finacle and our commitment to building a sustainable, technology driven banking ecosystem.

Tata Venkat Venugopal, Chief General Manager, Union Bank of India

At Union Bank of India, digital transformation is centered on building a future-ready banking ecosystem driven by innovation, resiliency  and customer  trust. The Bank is driving this transformation through a range of strategic initiatives, including the adoption of Generative AI, the establishment of an IT Risk Centre of Excellence (ITRCoE), and the expansion of advanced digital banking platforms.
Union Bank of India is leveraging cloud computing , advanced analytics, API driven integrations, and automation to to enhance service delivery and improve operational efficiency. These initiatives are fostering greater agility, improved governance, and deeper financial inclusion, particularly through digital outreach and technology-enabled services across diverse customer segments.

Business Model Innovation
Mid-Sized to Large-Sized Small-Sized to Mid-Sized
Platinum Platinum
Axis Bank Kumari Bank Limited
Kotak Mahindra Bank The South Indian Bank Ltd.
Punjab National Bank  
Gold Gold
Rizal Commercial Banking Corporation RBL Bank

Amit Kumar, Senior Executive Vice President & Head Cash Management, Kotak Mahindra Bank

We are honoured to be recognised at the Infosys Finacle Innovation Awards for achievements in Business Model Innovation and Product Innovation. Our Mutual Fund proposition and in-house merchant management platform, Sampark Setu, reflect our focus on simplifying customer experiences through integrated, scalable, technology-led solutions. These accolades reinforce our emphasis on accessibility, agility, and meaningful client outcomes. We thank our teams and customers for their continued partnership as we advance a more connected, future-ready banking experience.

Ram Chandra Khanal, CEO, Kumari Bank Limited

Business model innovation driven by automated Know Your Customer (KYC) workflows has transformed our operational and regulatory compliance requirements into a distinct strategic advantage. It enables effective customer data standardization, reduces risk, and ensures real-time information updates. As a result, the Bank significantly enhances customer experience and improves operational efficiency in a highly competitive market.

This transformation is supported by the robust capabilities of the Finacle Application Programming Interface (API). We sincerely appreciate Infosys Finacle for enabling this advancement.

Manish Agrawal, Chief Techology Officer, Punjab National Bank

Our partnership with Infosys Finacle strengthens our commitment to secure, innovation-led transformation and future-ready banking infrastructure. By leveraging advanced digital platforms and embedding security by design, we are building a resilient, robust and scalable technology ecosystem that enhances customer trust and accelerates business outcomes. This collaboration enables us to innovate confidently, deliver seamless and personalized experiences and strengthen our cyber resilience, ensuring we stay ahead in an increasingly dynamic and digital-first banking landscape.

Ravi Pichan, Chief Information Officer & Head - Digital Banking Unit, RBL Bank

At RBL Bank, excellence and innovation are at the core of how we deliver future-ready banking solutions. Finacle Core Banking has been instrumental in powering our business with an SDK based approach enabling seamless integration with a partner ecosystem, significantly accelerating delivery timelines and providing a frictionless experience to customers.

Lito Villanueva, Executive Vice President and Chief Innovation and Inclusion Officer, RCBC

This recognition reflects the work our teams do every day to make banking simpler and more accessible. RCBC Pulz and DiskarTech were built with real customer needs in mind, especially those often left out of the system. Our partnership with Infosys Finacle helps us deliver these solutions at scale. We remain focused on creating practical innovations that genuinely improve how people manage and move their money.

Channel Innovation
Mid-Sized to Large-Sized Small-Sized to Mid-Sized
Platinum Platinum
Hatton National Bank Plc. Pan Asia Banking Corporation
Rizal Commercial Banking Corporation UCO Bank
Gold Gold
Federal Bank Clarien Bank
FirstBank DRC The Cosmos Co-op. Bank Limited
RAKBANK  

Ian Truran, Chief Executive Officer, Clarien Bank

At Clarien Bank, we believe banking is about building trusted relationships that support our clients through every stage of life. As Bermuda’s banking landscape continues to become more digital, we are focused on creating experiences that are personal, secure, and intuitive.  We acknowledge that as advanced as our digital capabailities may become, continuing to ensure that our people are providing superior service is the key to long-standing and trusted relationships with our clients.  Being recognised for our mobile banking transformation reflects the dedication of our teams and the contribution of partners like Infosys Finacle as we continue investing in the future of banking for our clients and community.

Johnson K Jose, Group President & Chief Technology Officer, Federal Bank

Finacle’s API capabilities have enabled us to build a truly open and interoperable ecosystem, seamlessly integrating with fintechs, third-party platforms, and internal systems. This has significantly accelerated innovation, enhanced our agility in launching digital offerings, and improved customer experiences through real-time services. The scalable architecture of Finacle continues to position us strongly to meet evolving business needs and regulatory expectations.

Olajide Ayeronwi, Managing Director, FirstBank DRC

FirstBank DRC, we are redefining the future of digital banking through bold innovation and technology-led transformation. Our partnership with Infosys Finacle has enabled us to build a resilient, scalable, and future-ready banking ecosystem that empowers customers and accelerates business growth. This recognition celebrates our commitment to pushing boundaries, driving meaningful impact, and shaping the next generation of financial services through a shared vision of excellence and continuous innovation.

Gauthami Niranjan, Vice President Cards, Hatton National Bank Plc.

We are honored to be recognized at the Infosys Finacle Innovation Awards for HNB Accept, a global-first innovation that reflects HNB’s continued focus on digital transformation and customer-centric banking. HNB Accept was designed to simplify digital payment acceptance and expand accessibility for everyday entrepreneurs through the HNB Digital Banking App. We value the role played by our broader technology ecosystem, including Infosys Finacle as our core banking platform provider, in supporting scalable and secure innovation.

K. Kanchana Devasurendra, Chief Information Officer, Pan Asia Banking Corporation PLC

As the Chief Information Officer of Pan Asia Banking Corporation, it was truly rewarding for me and my team to be recognized at the Infosys Finacle Innovation Awards 2026 for one of our flagship platforms, REMIT MAX. This recognition reflected our continued commitment to building smarter, faster and more customer centric banking experiences. By reimagining remittance processing through API led automation and straight through processing, we successfully delivered an always on platform designed to provide seamless and efficient cross border services. Our partnership with Infosys Finacle played an important role in this journey, enabling us to strengthen a scalable and resilient digital foundation that will continue to support innovation and the future of banking across our enterprise.

Sanjeev Mulay, Group Chief Technology & Data Officer, RAKBANK

Aligned with the CBUAE’s vision for a cashless, real time economy, RAKBANK’s instant payments capabilities deliver innovative payment solutions across Request to Pay, Scan & Pay, and proxy based payments, meeting the needs of both personal and business customers through secure, real time digital transactions. Built on a resilient, policy driven architecture, the instant payments platform ensures high availability, regulatory compliance, and faster settlements. By enabling enhanced, intuitive customer journeys, it simplifies everyday payments, improves convenience and liquidity, reduces friction, and brings RAKBANK’s Human Centric Digital philosophy to life through fast, inclusive, and effortless technology.

Arti Dhole, Joint Managing Director, The Cosmos Co-op. Bank Limited

Through our partnership with Infosys Finacle, we have strengthened our channel innovation initiatives by introducing a mobile-based Pigmy Deposit Collection solution that enables secure, real-time, and convenient doorstep banking services. This initiative has significantly improved customer experience, enhanced operational efficiency, and accelerated digital adoption among field agents and customers, reflecting our commitment to inclusive, technology-driven, and customer-centric banking innovation.

Ashwani Kumar, Managing Director & CEO, UCO Bank

UCO Tablet Banking and Loan Processing System (LPS Plus+) initiatives embody our Bank’s vision for inclusive, efficient, and future-ready banking. Tablet Banking accelerates customer on boarding and financial inclusion via secure digital workflows, while LPS Plus+ streamlines lending with superior efficiency, compliance, and control. Powered by Infosys Finacle's robust core, these solutions deliver scalable integration, real-time MIS dashboards via our existing architecture, and resilient performance—ensuring faster TAT, regulatory adherence, and exceptional customer experiences. This recognition validates our commitment to operational excellence, faster TAT, and superior customer experiences, positioning UCO Bank as a leader in transformative banking solutions.

Corporate Banking Innovation
Mid-Sized to Large-Sized Small-Sized to Mid-Sized Neo Bank/Fintech
Platinum Platinum Platinum
Axis Bank Sohar International Zand
Punjab National Bank    
Westpac New Zealand    
Gold Gold  
Bank of India NaBFID  
Guaranty Trust Bank    
SBM Bank (Mauritius) Ltd.    

Rajesh Nair, Executive Vice President - IT, Axis Bank

Multibank Sweep Implementation and Neo Corporate recognitions reflects Axis Bank’s continued innovation in corporate banking through our strategic partnership with Infosys Finacle. The rollout of ‘Multi-bank sweeps’ on Finacle Enterprise Liquidity Management (eLMS) platform, sets a new benchmark in treasury automation - empowering corporates to move from fragmented systems to an intelligent, real-time treasury ecosystem, and unlocking a fully digital, self-service experience across intuitive web and mobile journeys on Neo for Corporates.

Satyendra Singh, CGM & CIO, Bank of India

The transformation of our cross-border payment landscape-slashing settlement times by 95%-marks a significant milestone in our digital journey. By successfully integrating modern standards like ISO 20022 into our legacy systems, we’ve demonstrated that traditional institutions can achieve world-class agility. Our partnership with Infosys Finacle has been instrumental in building this high-performance infrastructure, allowing us to launch critical services like SEPA Instant Payment and FCSS with absolute confidence and speed.

Segun Agbaje, Group Chief Executive Officer, Guaranty Trust Holding Company Plc.

We are honoured to be recognised as a finalist at the Infosys Finacle Innovation Awards 2026. This recognition reflects our vision of making end-to-end financial services more accessible through technology. Through our partnership with Infosys Finacle, we have accelerated transformative initiatives that drive greater scale, efficiency, and customer responsiveness. We remain committed to innovation that deepens inclusion, strengthens trust, and delivers sustainable value to our customers and stakeholders while redefining the banking experience across our markets.

Atish Rout, GM – Incharge, Digital Banking Transformation Division, Punjab National Bank

Punjab National Bank is honored to be recognized as a finalist across three diverse categories at the Infosys Finacle Innovation Awards. This distinction is a testament to our unwavering commitment to digital excellence, powered by a scalable and secure banking solution from Infosys Finacle. Through this partnership lasting for more than two decades, we continue to help financial institutions accelerate digital transformation while ensuring compliance and resilience. The PNB One Super App exemplifies our vision of delivering simple, secure, and accessible banking experiences for every customer. Our Treasury Transformation initiative reflects our dedication to strengthening corporate banking with advanced, technology driven solutions. This recognition underscores our focus on efficiency, transparency, and resilience in serving institutional clients. Krishi Tatkal Rinn is more than a product—it represents our promise to empower farmers and rural communities with faster and smarter access to credit. Being shortlisted in the Product Innovation category reaffirms our mission to drive financial inclusion through technology.

 

Samir Matabudul, Chief Information and Digital Officer, SBM Bank (Mauritius) Ltd.

By leveraging the Infosys Finacle suite, SBM Bank has modernized its operations, introducing robotics and API connectivity to enhance its Mobile Banking and Instant Payment ecosystems. The adoption of Finacle Treasury has specifically reinforced its market agility, allowing for rapid product rollouts and synchronized connectivity with global trading hubs like 360T and Bloomberg.

Sajeel Bashiruddin, Chief Technology & Digital Officer, Sohar International

The Treasury Single Account (TSA) initiative modernizes public and corporate finance by consolidating diverse flows into a single framework. Deeply integrated with Finacle CORE as the authoritative system of record, the platform ensures robust domestic oversight and automated cross-border liquidity management. By eliminating idle overseas funds and enabling high-volume, near real-time reconciliation, this scalable ecosystem delivers unprecedented fiscal transparency, strict risk control, and optimized capital efficiency across all global and domestic operations.

Russell Jones, Chief Information Officer, Westpac New Zealand

This transformation was about future proofing Westpac’s corporate bank while protecting our customers and operations every step of the way. Partnering with Infosys Finacle enabled us to modernise a 38 year legacy platform through a disciplined, risk led and phased approach, delivering real time capabilities, stronger regulatory resilience and improved customer transparency. The outcome is a scalable, cloud native foundation that positions Westpac to innovate faster and compete with confidence.

Parag Gupta, Chief Technology & Operating Officer, Zand

Embracing the digital future, Zand is redefining banking experiences and driving unparalleled value for our customers. By leveraging the Infosys Finacle platform to enable the seamless deployment of digital assets, and more, Zand is well positioned to advance innovation, and reshape the future of finance.

Maximizing Customer Engagement
Mid-Sized to Large-Sized Small-Sized to Mid-Sized
Platinum Platinum
IndusInd Bank Ltd. Kerala Grameena Bank
  Machhapuchchhre Bank Limited
  Gold
  Community Bank Bangladesh PLC.
  Karnataka Grameena Bank
  Sahayog Multi State Credit Society Limited
  Siddhartha Bank

Md. Tanjim Morshed Bhuiyan, Chief Information Technology Officer, Community Bank Bangladesh PLC

At Community Bank Bangladesh, technology is our most powerful lever for financial inclusion. Our Community Access initiative - built on a robust digital foundation, powered in part by Infosys Finacle - reflects our pursuit of reaching the underserved through intelligent infrastructure. Being recognized among the world's most impactful banking innovators validates that purposeful innovation drives real human outcomes. This milestone inspires us to keep pushing boundaries - for our customers, our communities, and the future of banking.

Ravi Pangal, Chief Information Officer, IndusInd Bank Ltd.

This recognition underscores IndusInd Bank’s commitment to innovation with customers at the heart of every digital initiative. Powered by Finacle as the foundational banking platform, the Bank has built a scalable and resilient digital ecosystem that enhances convenience, security, and personalization. By embedding AI led insights and intelligent capabilities across seamless omnichannel journeys, the Bank continues to drive deeper customer engagement and deliver friction free experiences, reinforcing its leadership in customer centric digital banking.

Vimala Vijayabhaskar, Chairperson, Kerala Grameena Bank

At Kerala Grameena Bank, innovation is meaningful only when it simplifies banking for every customer, including those in the remotest rural communities. KGB Infi has transformed mobile banking by enabling customers to access most banking services digitally through a single intelligent platform. By combining Finacle integration, real-time service innovation, accessibility, and strong security, we have built a scalable, inclusive, and trust-driven ecosystem. Together with Infosys Finacle, we continue to empower over 90 lakh customers with seamless and accessible banking experiences.

Prasidha Raj Aryal, Deputy Chief Executive Officer, Machhapuchchhre Bank Limited

Every transformation begins with a belief - ours was that banking should feel effortless, trusted, and closer to people’s everyday lives. This recognition from Infosys Finacle reflects a journey shaped by innovation, resilience, and purpose. The real reward has been witnessing our customers experience banking with greater simplicity and confidence. This milestone belongs to our dedicated team and our valued partners at Infosys Finacle, whose collaboration turned a shared vision into meaningful impact.

Naresh Lulani, Chief Operating Officer, Sahayog Multistate Credit Co-operative Society Ltd.

This recognition at the Infosys Finacle Innovation Awards reinforces our belief that impactful innovation is rooted in customer value and operational excellence. Our partnership with Infosys Finacle has accelerated our digital transformation, enabling us to deliver agile, inclusive, and future-ready financial solutions. This milestone reflects our teams’ relentless commitment to shaping the next era of banking.

Rameshwar Prasad Bashyal, Chief Executive Officer, Siddhartha Bank

Since its establishment, Siddhartha Bank has combined its core values with a digital-first strategy to drive sustained growth. Our strategic partnership with Infosys Finacle empowers us to deliver seamless, secure, and scalable financial solutions, significantly enhancing customer satisfaction across Nepal. By integrating world-class technology, we reinforce our motto, “Relationship Forever,” ensuring every digital interaction strengthens the lifelong bond and trust we share with our valued partners and customers.

Modern Technologies-Led Innovation
Mid-Sized to Large-Sized Small-Sized to Mid-Sized Neo Bank/Fintech
Platinum Platinum Platinum
Axis Bank Ujjivan Small Finance Bank Paytm Payments Bank
Emirates NBD   Zand
Guaranty Trust Bank    
  Gold  
  Global IME Bank Limited  
  Jammu &Kashmir Bank  

Shruthi Bopaiah, Group Head- Sparsh (Customer Obsession), Axis Bank

Adi Sparsh recognition at the Infosys Finacle Innovation Awards 2026 is a strong endorsement of Axis Bank’s focus on purposeful innovation. Adi, our GenAI platform, is enabling employees to respond to customer needs with greater speed, accuracy and context, while strengthening customer delight and business outcomes at scale. It reflects our commitment to embedding intelligent, scalable capabilities across the bank, while strengthening our engagement with the Infosys Finacle ecosystem.

Spokesperson, Emirates NBD

We are pleased to be recognised for pioneering GenAI-driven code automation in Finacle’s Event Manager, a milestone that reflects how Emirates NBD is adopting AI to modernise banking technology and tackle complex engineering challenges at scale.

In partnership with Infosys Finacle, we have demonstrated how GenAI can simplify intricate processes and improve delivery efficiency within a core banking platform. It also highlights our ongoing focus on embedding AI into engineering practices to accelerate modernisation and support the next generation of digital banking transformation.

Surendra Raj Regmi, Chief Executive Officer, Global IME Bank Limited

Global Next Gen Savings Account represents our vision of delivering secure, inclusive, and frictionless digital banking experiences by combining AI-driven identity verification, mobile-first onboarding, and real-time account creation.

The initiative has significantly simplified customer acquisition while expanding access to formal banking through a seamless, zero-visit digital journey while strengthening operational efficiency. By leveraging Finacle Integrator APIs and advanced digital identity technologies, this collaboration with Infosys Finacle reflects our continued focus on building scalable, future-ready banking experiences for Nepal.

Amitava Chatterjee, MD & CEO, Jammu & Kashmir Bank

At J&K Bank, our innovation journey has been defined by transforming data into decisions. With support of Infosys Finacle, we have built a robust Data Insights and Analytics Platform that delivers real-time intelligence across operations. This partnership has empowered us to serve our customers with greater precision, speed, and personalization, thereby driving measurable business outcomes and setting a new benchmark for technology led banking excellence in the region.

Process Innovation
Mid-Sized to Large-Sized Small-Sized to Mid-Sized
Platinum Platinum
DBS Bank Ltd. dfcu
  Tamilnad Mercantile Bank Ltd.
Gold Gold
Nabil Bank Limited Bharat Co-operative Bank (Mumbai) Ltd.
NKGSB Co-operative Bank Ltd. Karnataka Grameena Bank
Union Bank of India Sanima Bank Limited
  The Kalupur Commercial Co-op Bank Ltd.
  The South Indian Bank Ltd.

Vidyanand Karkera, Managing Director & CEO, Bharat Co-operative Bank (Mumbai) Limited

This recognition validates our commitment to operational excellence, faster TAT, and superior customer experiences positioning Bharat Bank as a leader in transformative banking solutions

Custom Menu in Core - CROLE is an initiative by the Bank for faster and smoother functioning of internal activities.

This initiative will help HR department in handling day-to-day activities related to employees transfer and promotions.

Finacle’s highly adaptable and flexible framework allows banks to customize their Finacle ecosystem while maintaining resilient performance. The result is a cost-effective operation with faster TAT, superior user experience which leads to customer delight.

Charles Mudiwa – Chief Executive Officer, dfcu

We have spent the last few years refining how the bank operates, how our systems connect, how quickly we respond, and how consistently we serve customers. This work is already showing in faster turnaround times and more reliable service. Our partnership with Infosys Finacle has helped us deliver this at scale and puts us in a stronger position to support customers and businesses across Uganda.

Manoj Gyawali, Chief Executive Officer, Nabil Bank Limited

The Infosys Finacle Innovation Award 2026 affirms Nabil Bank’s commitment to build a future-ready and digitally resilient institution. Our enterprise-wide automation initiatives demonstrate how disciplined use of robust platforms can deliver scale, speed, and operational clarity while strengthening confidence across stakeholders. Through our long-standing collaboration with Infosys Finacle, we continue to embed efficiency, reliability, and long-term value creation at the core of our banking operations, shaping a more inclusive and intelligent banking ecosystem.

Harshadkumar Patil, Chief Information Officer, NKGSB Co-operative Bank Ltd.

At NKGSB Co-operative Bank, we leveraged Finacle’s scripting capabilities to automate key processes within our loans module, strengthening regulatory compliance and improving operational efficiency. This initiative enabled faster turnaround, enhanced accuracy, and stronger alignment between IT and business functions. Through disciplined project management and focused execution, we delivered a scalable solution that meets regulatory experience. This reinforces our commitment to using technology as a strategic driver for sustainable and compliant growth.

Bobby Singh Gadtaula, Deputy Chief Executive Officer, Sanima Bank Limited

By fusing innovation of our banking platforms with a relentless focus on the customer experience and operational efficiency, our partnership with Infosys Finacle unlocks unprecedented value and drives for sustainable future growth.

Davis Jose Thettayil, Executive Vice President, Information Technology Department, Tamilnad Mercantile Bank Ltd.

We are pleased to be recognized with the Finacle Innovation Award 2026 for Process Innovation for our FIN 360 Customer & Business Intelligence Platform. This initiative reflects our commitment to strengthening data-driven decision-making, enhancing customer service, and improving operational efficiency across TMB. Our collaboration with Infosys Finacle has been invaluable in enabling this transformation, helping us convert enterprise data into actionable intelligence that delivers measurable value to both our customers and the bank.

Virag Shah, Chief Executive Officer, The Kalupur Commercial Co-op Bank Ltd.

The Kalupur Commercial Co-op Bank Ltd leverages Finacle’s customization to thrive in technological innovation. By developing a one-of-a-kind solution like the Smart Disaster Recovery Automation, Kalupur Bank has significantly reduced operational TAT and complexity, eliminated human error, and enhanced the end-user experience effectively. Looking ahead, Kalupur Bank aims to further leverage Finacle’s customization features to achieve new heights in technological innovation for the banking sector.

Sony A, CGM & CIO, The South Indian Bank Ltd

As South Indian Bank pivots from a foundation of resilience to a future of value creation, our goal is to build an intelligent, unified digital ecosystem that prioritizes quality-led growth and exceptional stakeholder outcomes. By leveraging strategic collaborations and deep data insights, we are crafting a Digital Bank experience where every customer journey is seamless, swift, and secure. Our enduring partnership with Infosys Finacle remains the cornerstone of this transformation, empowering us to redefine the next generation of banking through speed, agility, and trust.

Product Innovation
Mid-Sized to Large-Sized Small-Sized to Mid-Sized
Platinum Platinum
Kotak Mahindra Bank Bank Muscat
Punjab National Bank DCB Bank
Union Bank of India  
Gold Gold
Bank of India City Bank PLC.
Guaranty Trust Bank Karnataka Bank Ltd.
HDFC Bank Ltd. The South Indian Bank Ltd.

Abdullah Hamood al Jufaili, Assistant General Manager, Digital Banking, Bank Muscat

This recognition reflects our continued commitment to delivering innovative, customer-centric solutions that simplify banking and enhance accessibility. The Instant Loans automation initiative is a testament to our focus on leveraging technology to create seamless, efficient, and impactful financial experiences. We are proud to be recognized by Infosys Finacle among global leaders and remain dedicated to driving meaningful innovation that supports our customers’ evolving needs while contributing to the broader advancement of the banking sector.

Kazi Azizur Rahman AMD & Chief Information Officer, City Bank PLC.

Our transformation journey is built on platforms that enable scale, innovation, and sustained excellence. Finacle Core Banking has been instrumental in strengthening our operational agility and accelerating our strategic priorities, while ensuring uncompromising regulatory compliance. Its seamless customer-centric integration across channels has elevated service experience and reinforced customer confidence. More than a technology platform, Finacle represents a cornerstone of our digital evolution and a key driver of our enduring market competitiveness.

Murali Mohan Rao Manduva, Chief Technology officer, DCB Bank

DCB Bank is reimagining growth by embedding advanced technologies at the core of its strategy-unlocking both organic expansion and ecosystem-led opportunities. By designing modular, plug-and-play service capabilities, we have simplified partner integration, accelerated onboarding, and dramatically reduced time-to-market. At the center of this transformation is our Connected Banking Platform-an intelligent integration layer that enables secure, scalable, and frictionless collaboration across a diverse partner ecosystem. It is not merely a technology construct, but a strategic engine that drives innovation velocity and delivers tangible value to customers. We believe that true innovation is inseparable from resilience. As we scale our digital footprint, we remain unwavering in our focus on strengthening data protection, fortifying application security, and building trust into every layer of our ecosystem.

Raghavendra Bhat S., MD & CEO, Karnataka Bank Ltd.

Our strategic partnership with Infosys Finacle has been pivotal in redefining our transformation journey. Together, we have built a future-ready banking platform that blends innovation with agility-enabling us to deliver differentiated customer experiences while accelerating sustainable business growth.

Transformation Excellence
Mid-Sized to Large-Sized Small-Sized to Mid-Sized Neo Bank/Fintech
Platinum Platinum Platinum
Banco Azteca Bank of Commerce Nequi
Union Bank of India   Tatum Bank
Gold Gold  
IDBI Bank Ltd. BRAC Bank PLC.  
United Bank for Africa Indian Overseas Bank  
  Suryoday Small Finance Bank  
  UCO Bank  
  Uniting Financial Services  
  Unity Small Finance Bank  

Susana Santana, Core Banking Director, Banco Azteca

Innovation gains true value when it is built through collaboration. We drive solutions that transform experiences, strengthen capabilities, and generate tangible business impact. This partnership represents the combination of strategic vision, technology, and teamwork to accelerate digital evolution and deliver sustainable, people and customer-centric results. We continue building a more agile, intelligent, and connected financial future, where every challenge becomes an opportunity to innovate and grow together.

Michelangelo R. Aguilar, President and CEO, Bank of Commerce

We are honored to be recognized as a finalist in the CBS NextGen Transformation category. This recognition strongly reflects Bank of Commerce's mantra, “We Think Customers,” the sum of our continuing commitment to operational excellence and customer-centric innovation through ongoing transformation initiatives, including improvements to customer onboarding, account opening, and overdraft account processes. With the help of Infosys Finacle, these mission-critical enhancements are designed to reduce turnaround times, streamline service delivery, and further enhance the overall client experience as the Bank continues its digital transformation journey.

Nurun Nahar Begum, Chief Technology Officer, BRAC Bank PLC

To modernize cross-border payment infrastructure, BRAC Bank PLC leveraged Infosys Finacle to drive advanced automation and operational efficiency. By adopting the ISO 20022 messaging standard, our in-house team successfully migrated MT messages to data-rich MX formats- enhancing interoperability and compliance across global payment networks.
Through Finacle, we automated SWIFT GPI confirmation messaging to enable real-time payment tracking and implemented a Straight-Through Processing (STP) framework. This allows authorized core banking transfers to reach beneficiaries instantly- matching domestic transaction speeds, reducing costs, and delivering end-to-end transparency.
Looking ahead, BRAC Bank PLC is committed to harnessing Finacle's deep customization capabilities to drive continued technological innovation and set new benchmarks in the banking industry.

Ajay R. Lande, Executive Director - IT & MIS, IDBI Bank

IDBI Bank sincerely acknowledges its recognition at the Infosys Innovation Awards 2026. Our journey with Infosys has been one of “Collaborative efforts” leading to “Digital Transformation” by leveraging flexible architecture enabled by Finacle. Finacle’s flexible and resilient architecture has enabled Digital Transformation of Customer services and processes through Finacle APIs and helped achieve operational efficiency, improved customer experience and faster service deliveries.

Baskar Babu R, MD & CEO, Suryoday Small Finance Bank

We are delighted to receive this recognition. At Suryoday, our transformation is anchored in making digital a core business capability. By combining AI driven automation, Finacle’s core innovation, and scalable API partnerships, we have accelerated growth while strengthening governance and inclusion. This partnership has enabled us to rapidly launch differentiated banking solutions and build a future ready, resilient operating model delivering sustained value to customers and communities.

George Oko-Oboh, Executive Director, Tatum Bank

Being named a finalist in the Infosys Finacle Innovation Awards 2026 is a significant milestone in our journey as a newly established bank with a strong digital-first ambition. From the outset, our goal at Tatum Bank has been to build a banking institution powered by modern technology, operational resilience, and seamless customer experiences. Our Core Banking Transformation initiative, delivered in collaboration with Infosys Finacle, has provided the strategic platform to scale efficiently, innovate confidently, and position the bank competitively within an increasingly dynamic financial services landscape.

Oliver Alawuba, GMD/CEO, United Bank of Africa

Our partnership with Infosys Finacle has accelerated our digital transformation, enabling us to deliver faster, more secure, and highly personalized banking experiences across all our business footprints. We have experienced improved operational efficiency, strengthened innovation, and expanded financial inclusion for millions of customers. This collaboration continues to support our growth strategy, helping us respond quickly to evolving customer expectations while building a resilient banking ecosystem that creates value for our stakeholders.

John McComb, Chief Risk Officer, Uniting Financial Services

Uniting Financial Services (UFS) successfully completed a core system upgrade in 2025, enabling the delivery of a best-in-class technology platform and introducing enhanced online features that were previously unavailable to our clients. Infosys demonstrated a genuine partnership approach throughout the migration to the Finacle system, providing on-site support within UFS offices both before and after the launch. Their commitment and collaboration were instrumental to the project’s success. We extend our sincere thanks to the Infosys team for their fantastic support, the UFS Board, and all staff members involved in bringing this initiative to completion in a short amount of time. We look forward to continuing our strong partnership with Infosys into the future.

Yusuf Roopawalla, Chief Information Officer, Unity Small Finance Bank

We are proud to announce the successful migration to Finacle, a milestone that significantly enhances our modern, agile digital core and accelerates innovation across the bank. This transformation enables faster product launches, improved scalability, reduced TAT, and a superior, customer experience across channels. Our strong partnership with Infosys Finacle has been instrumental-combining deep domain expertise with cutting-edge technology to deliver a resilient, future-ready platform that positions us strongly for sustained growth and evolving business needs.

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