The future of banking belongs to institutions that combine visionary leadership with next-gen technology to deliver resilience, innovation, and trust. In this keynote, Paul Mylonas, Managing Director & CEO of the National Bank of Greece, will share his perspective on steering a bank through large-scale transformation - balancing digital modernization, operational excellence, and sustainable growth.

Key themes include:

• CEO priorities for AI and digital age.
• Building customer-centric models with data, AI, and open ecosystems.
• Driving technology led differentiation and growth strategy.
• Aligning leadership, culture, and strategy to drive long-term performance.

Set against the backdrop of Athens - where ancient wisdom meets modern change - this keynote will set the tone for not just adapting to the future of banking but shaping it.

Banking is being redefined by cloud-native design, SaaS delivery models, and composable architectures that deliver the agility of next-gen technology without compromising on proven functionality. Progressive modernization approaches are enabling banks to evolve their core while ensuring resilience, compliance, and customer-centric innovation.

This session will explore:

• Cloud and SaaS-led transformation to unlock scalability and cost advantages.
• Composable, API-first platforms to rapidly launch and integrate new offerings.
• Proven, high-performance functionality reimagined for a digital-first world.
• Progressive modernization strategies to balance risk, speed, and business value.

Join this session to uncover how next-gen platform strategies are shaping the future of high-performance, customer-focused banking.

With the goalposts of digital transformation constantly shifting, the banks that thrive are those mastering the art of perpetual reinvention. In this panel, senior leaders from global banks share unvarnished accounts of their digital transformation journeys – what’s worked, what hasn’t, and what’s next. Explore strategies for recomposing legacy architectures, integrating AI, Cloud, and APIs, and delivering superior customer experiences. Understand how these banks have realized operational resilience, accelerated innovation, and sustained value creation amid evolving market dynamics. This session will offer pragmatic lessons and strategic foresight to help you architect your own next-gen transformation roadmap.

Track 1: Monetizing Innovation: Unlocking Next-Gen Fee Pricing, Billing, and Collections

In an era where banking services are becoming hyper-personalized and ecosystem-driven, traditional pricing and billing models need a radical rethink. The Finacle Revenue Management Hub is designed to help banks innovate and monetize with agility - enabling dynamic fee pricing, flexible billing, and automated collections across retail, SME, corporate, and private banking.

The session will highlight how Finacle’s cloud-native hub enables banks to:

• Create dynamic, relationship-based pricing and personalized fee structures.
• Simplify complex billing and collections processes across retail and corporate products.
• Launch new products and bundles faster with configurable, no-code tools.
• Enhance transparency and customer trust with clear, real-time billing insights.

Join this session to discover how Finacle clients are transforming fee pricing, billing, and revenue management into strategic growth levers.

Track 2: Innovation in Lending: New Models, New Momentum, New Opportunities

Lending is no longer just a product - it’s a platform for innovation. As customer expectations evolve and competitive pressure mounts, banks are rethinking credit delivery from the ground up. The leaders aren’t just digitizing—they’re reinventing.

This session explores how banks are embracing the next wave of lending innovation by blending technology, data, design, and partnerships to unlock value at every stage. From embedded journeys and marketplace lending to segment-based models and credit-as-a-service, discover how institutions are transforming both the borrower’s experience and the business model.

Discover how banks are accelerating product launches, enabling smarter decisions, and unlocking scalable value—powered by strategic levers and tangible actions for the next era of lending.

Track 3: AI-Powered Banking: Realizing the Future with Finacle Data and AI Suite

Artificial Intelligence is the foundation for the next era of banking. With the Finacle Data and AI Suite, banks can harness an integrated continuum of capabilities, from data engineering and governance to advanced machine learning, generative AI, and embedded real-time insights across channels and operations.

The Finacle Data and AI Suite empowers banks with a trusted data foundation, end-to-end AI lifecycle management, and ready-to-use, domain-trained AI models. Its embedded intelligence across customer and user journeys helps drive hyper-personalized experiences, operational excellence, and improved decision-making. Built for responsible and scalable AI adoption, the suite equips banks to move from experimentation to enterprise-wide value realization.

Join this session to discover how your bank can accelerate its AI goals and unlock new levels of intelligence, innovation, and growth with Finacle.

Track 1: From Strategy to Execution: Transformation at Scale

Track 2: Empowering Smarter Banking with Next-Gen Computing

Track 3: Scaling Securely: Modern Cloud Architectures for Financial Institutions

Track 1: The Deposit Opportunity: Rethinking Growth and Innovation

Banks face unprecedented challenges in attracting and retaining deposits in an era of increasing competition from alternative investment options. This session will explore the factors influencing deposit mobilization and the strategies banks can employ to strengthen their deposit base. Industry leaders will discuss innovative approaches, including product, service, and channel innovation. Join this session to uncover actionable insights on winning the battle for deposits and ensuring a long-term supply of low-cost funds to support credit growth.

Track 2: Conversational Banking: Listen, Learn, and Lead with Trust

Customer engagement in banking is no longer about touchpoints—it’s about trust points. As digital and physical experiences converge, leading banks are moving beyond traditional channels and transactions to create meaningful, real-time conversations across the customer journey.

This session will explore how banks are:

• Transforming branches into engagement hubs through human-digital collaboration
• Leveraging data to predict intent and personalize every interaction
• Scaling high-touch service via messaging, video, and mobile-led journeys
• Orchestrating unified experiences across devices, staff, and service channels

Join us to discover why the future of engagement lies in listening better, responding faster, and connecting deeper—one conversation at a time.

Track 3: Composable by Design

Banking success in the digital era demands agility, openness, and resilience. This session explores how Finacle’s cloud-native, microservices-based, and API-first architecture empowers banks to reimagine operations and rapidly innovate. Discover how composable design, event-driven frameworks, DevOps, and AI-infused capabilities enable financial institutions to launch faster, integrate seamlessly, and scale smarter in a future-ready ecosystem.

This session will unpack how banks can reimagine their application strategy, recompose services through open APIs and microservices, and realize a future-ready digital platform to stay competitive in the next-gen digital era.

Track 1: From Core to Cloud: Accelerating Transformation in Banking

Track 2: From Insights to Action: Optimizing the Digital Journey

Track 3: Future-Ready Banking: Building Resilient Digital Infrastructure

Track 1: Borderless and Real-Time: Powering the Future of Payments

The payments landscape is undergoing unprecedented change with CBPR+, real-time payments schemes, cross-border innovations like Mastercard Move, and the growing need for seamless orchestration across networks. The Finacle Payments Suite and Message Hub are purpose-built to help banks thrive in this new era, offering microservices-based composable platform and ISO 20022-native capabilities for domestic and cross-border payments.

In this session, experts will explore how banks can:

• Accelerate CBPR+ adoption with native ISO 20022 support and intelligent message transformation.
• Enable real-time cross-border payments through integration with global and regional payment rails.
• Consolidate domestic and international message transformation with a unified Message Hub for efficiency and resilience.
• Monetize payments with intelligent routing, analytics, and value-added services.

Join this session to discover how banks can create a competitive payments edge by embracing borderless, always-on, and innovation-driven payment ecosystems.

Track 2: Driving Next-Gen Digital Wealth Management

Wealth management is at an inflection point. As digital-native affluent segments grow and generational wealth shifts, clients seek more than just returns - they expect contextual, personalized, and accessible experiences.

This session explores how banks can rethink wealth management as a unified, always-on, insight-led, and tech-enabled journey. From embedded advisory and AI-driven personalization to hybrid service models, discover how banks can modernize client engagement, scale tailored offerings, and unlock new value.

Join us to discover how universal banks can evolve a holistic front-to-back strategy - to attract and retain affluent clients and drive sustainable, long-term growth in a competitive landscape.

Track 3: Bridging Worlds: Stablecoins, Digital Assets, and the Future of Banking

The rapid rise of stablecoins and digital assets is redefining value exchange, liquidity management, and cross-border payments. Banks are uniquely positioned to prime this transformation by integrating digital assets with traditional banking rails to deliver trust, compliance, and innovation.

This session will explore how banks can:

• Build stablecoin strategies for faster, cost-effective settlements.
• Integrate digital assets into payments, lending, and treasury services.
• Leverage blockchain interoperability while ensuring regulatory compliance.
• Enable hybrid finance (TradFi + DeFi) ecosystems through partnerships and APIs.

Join this session to uncover practical pathways for embracing digital assets while safeguarding resilience and customer trust.