ESG in banking

ESG-conscious banking should create new and future-proof value streams to build a sustainable and resilient business.
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Everest Group PEAK Matrix

A comprehensive solution delivering a full spectrum of wealth products as great experiences. It also improves the productivity of financial advisors and streaml
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Subsidiary of an American Bank in Indonesia

Find out how a leading American bank adapts to a digitalized trade and supply chain finance operations as a part of its larger transformation by leveraging Finacle Trade Finance Solution Suite.
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Spotlight

App Center

App Center

Better Banking

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Recomposing Banking: Leading the Digital Continuum

Report gives you a glimpse of the major areas where recomposing banking will create significant impact and value, Infosys Finacle has put together a report on..
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Core Banking on Cloud: Navigating to the Fast Lane

Take a deep dive into cloud-based core banking and explore the imperatives, opportunities and challenges, and the hallmarks of a robust solution.
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Embracing Payments Composability

A step-by-step guide for maximizing Real Time Payment opportunities by embracing Payments Composability...
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Insights

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Shaping Banking’s Next: Banking Technology Trends for 2025 and Beyond

The banking industry has been balancing disruption and opportunity for several years now, and the pace of change shows no signs of slowing as we move into 2025 and beyond.
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Virtual Accounts 2.0: Surpass Conventional Cash Management and Unlock Next-Gen Possibilities

Virtual Account Management was a groundbreaking shift in the banking landscape, revolutionising use cases like cash concentration, pooling, centralised treasury management, and in-house banking (POBO, ROBO, COBO)
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Unlocking Hybrid Cloud

As banks push forward with their digital transformation agenda, cloud serves as a pivotal enabler. Each bank, at varying stages of adoption, crafts its unique path, dictated by context, regulations, and risk appetite.
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Featured Content

Banking on Cloud

This report from Infosys Finacle delves into the need for accelerating cloud adoption, highlights the current state of the industry, and puts forth key recommen
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Omdia Universe | Cloud-based Core Banking

In the report, Omdia highlights the following key capabilities of leading cloud-based core banking providers:
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Clients Stories

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Emirates NBD

Emirates NBD consolidates its operations on a single version for scalability, agility, and standardization.
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A Global Top 5 Bank

Discover how a global top 5 bank headquartered in the US accelerated payments transformation.
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Union Bank of India

Union Bank of India launches Union Virtual Connect (UVConn) by leveraging WhatsApp to provide customers personalized banking services.
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Karnataka Bank’s Transformational Co-lending Platform

Empowering Financial Inclusion through Finacle Integration

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About the Transformation

Karnataka Bank is revolutionizing rural financial inclusion with its co-lending platform, powered by Finacle. Committed to financial inclusion, the bank partnered with M/s Paisalo under an 80:20 co-lending model to provide credit access to underserved sectors, including SHGs and women entrepreneurs.

To achieve this, Karnataka Bank developed a secure, scalable platform using 14 Finacle APIs. The system enabled seamless integration for tasks like customer onboarding, credit checks, and loan disbursements. Features such as a Business Rules Engine (BRE) and Loan Application Processing System (LAPS) streamlined operations, enabling Straight Through Processing (STP) and reducing manual intervention.

This innovative solution has expanded rural outreach, enhanced customer convenience, and reduced fraud. With faster processing and cost-effective operations, Karnataka Bank is building a ₹100 Crore priority sector portfolio while fostering economic empowerment. This platform positions Karnataka Bank as a pioneer in digital banking, ready for future fintech collaborations to drive financial inclusion.

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