Finacle is a global company with multi-country expertise, capability and reach
BRANCHES
COUNTRIES
OVER A BILLION PEOPLE
BILLION ACCOUNTS
Streamline Your Loan and Account Origination with Finacle
Accelerate your journey towards AI-ready digital origination
The Finacle Origination Suite is an enterprise-class, multi-segment solution designed to help banks and other FIs seamlessly onboard customers across various segments and products, digitally. The unified solution digitizes the entire application lifecycle from initiation to processing, customer onboarding and monitoring with AI support for document verification, KYC checks, and application risk scoring across asset and liability products.
Finacle has helped banks and financial institutions around the world reimagine their customer onboarding journeys with digital and AI-assisted technologies to launch tailored products, drive operational excellence, innovate with agility, and enhance customer propositions.
The Finacle Promise
Unlock growth, engagement, and efficiency with Finacle
Comprehensive,
Composable Origination Suite
Unlock power of a modern platform
- Originate multiple products on a single platform with AI-consistent decisioning across every business and end-user experience.
- Unified, yet modular platform, with AI capabilities you can activate module by module - modify or set up new origination processes quickly and easily.
- Modernize at the pace that matches your bank’s digital onboarding strategies.
“As Africa’s largest bank by assets, we have undertaken to bring innovation to every aspect of our IT systems and the employee experience to enable rich interactions with our customers. Being able to reach customers across our African footprint in innovative and convenient ways is now more important than ever. Our partnership with Infosys is supportive of our vision to become a fully automated, and universal Financial services organization”
Craig Bouwer
Executive Head, Digital Transformation, Business Solutions
Standard bank
In reference to Standard bank’s recognition – Infosys Finacle Client Innovation Awards 2020, for digital unsecured lending platform transformation
Enable Smarter Risk Control With Finacle Lending Capabilities
Link collaterals across loans, entities, and products seamlessly and securely
Next-Gen Architecture
Gain competitive advantage with a platform that offers modularity, interoperability and openness for collaboration
"Infosys Finacle’s compelling vision and value proposition build on a strong track record in emerging technologies. Its comprehensive roadmap focuses on AI, blockchain, and green computing, and has achievable timelines… Infosys Finacle offers superior API capabilities and supports diverse banking services for retail, small and medium-size business (SMB), and corporate clients… It excels in real-time and event-driven architecture, leveraging robust technologies for data consistency, resilience, and security… Finacle’s Enterprise-Class Customer Data Hub delivers a unified view of the customer and feeds a comprehensive AI platform for training and deploying models with more than 40 use cases, including generative AI (genAI) bots… Customers consistently rate Finacle highly, praising its responsiveness, implementation support, and ability to understand and act on their business needs… they overwhelmingly emphasized the vendor’s strengths in functionality, performance, and support… Finacle is best suited for large retail, SMB, and corporate banks who seek a modern, comprehensive, innovative platform with superior support"
-The Forrester Wave™: Digital Banking Processing Platforms, Q4 2024
Simplified Transformation
Experience agile, risk-mitigated modernization
Whether it is a big bang switchover or progressive deployment, Finacle helps your bank transform at its own pace by simplifying transformation and minimizing risks
- Finacle reference bank models for cutting complexity and time
- Phased transformation for maximizing business outcomes
- Agile delivery for progressive launches
Agility For Innovation and Growth
Design an agile onboarding process that drives innovation and growth
- Rules factory, extensive parameterization, and AI-assisted workflow design to create tailored origination processes.
- Multi-channel solution that takes the origination process to the customer’s channel of choice.
- Drive new revenue streams through banking-as-a-service and embedded finance, with AI-based risk scoring built in for partner ecosystems.
Deepen Customer Engagement
Enhance customer engagement across the application lifecycle
- Comprehensive solution covering product discovery, application prefill, e-KYC, sign-up and account onboarding
- Paperless origination, e-signatures, biometrics-based authentication to fully digitize onboarding processes
- Product personalization enablers, instant decisioning workflows, and counter product offers
Learn how a Canadian Credit Union transformed its customer onboarding with digitized origination. By implementing Infosys Finacle's Retail Loan Origination System, they automated application processing, decisioning, and underwriting, streamlining onboarding and enabling multi-product origination. This gave them greater autonomy, reduced dependency on a single partner, and delivered personalized, real-time member experiences.
Drive Operational Excellence
Achieve operational efficiency and scale through automation and AI
- Rule-based straight through processing and open APIs, across application life-cycle to enable seamless information flow
- Drive intelligent documents processing with advanced AI capabilities
- Flexibility to configure a host of business rules to implement stringent criteria to ensure product portfolio quality
Learn how Bank CTBC Indonesia transformed its loan processing with automation. By implementing advanced workflows and rules, they eliminated 90% of manual tasks, reducing operating costs and processing time by 30%. This gave them a competitive edge, increased incoming applications by 20%, and enabled faster product launches and new revenue streams.
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