Loxon Rating/Scoring System

About Us

Featured Content

ESG in banking

ESG-conscious banking should create new and future-proof value streams to build a sustainable and resilient business.
Read More
Everest Group PEAK Matrix

A comprehensive solution delivering a full spectrum of wealth products as great experiences. It also improves the productivity of financial advisors and streaml
Read More
Subsidiary of an American Bank in Indonesia

Find out how a leading American bank adapts to a digitalized trade and supply chain finance operations as a part of its larger transformation by leveraging Finacle Trade Finance Solution Suite.
Read More

Solution

Spotlight

App Center

App Center

Better Banking

Featured Content

Recomposing Banking: Leading the Digital Continuum

Report gives you a glimpse of the major areas where recomposing banking will create significant impact and value, Infosys Finacle has put together a report on..
Read More
Core Banking on Cloud: Navigating to the Fast Lane

Take a deep dive into cloud-based core banking and explore the imperatives, opportunities and challenges, and the hallmarks of a robust solution.
Read More
Embracing Payments Composability

A step-by-step guide for maximizing Real Time Payment opportunities by embracing Payments Composability...
Read More

Insights

Featured Content

Innovation in Retail Banking Report 2024

For a banking leader, staying competitive means driving innovation—adopting new business models, enhancing digital engagement, achieving operational agility, fo
Read More
Microservices Mastery

For decades, banking systems have relied on monolithic architectures-vast, interconnected applications that once drove efficiency but now hinder progress.
Read More
Core Banking on Cloud: Navigating to the Fast Lane

Take a deep dive into cloud-based core banking and explore the imperatives, opportunities and challenges, and the hallmarks of a robust solution.
Read More

Our Technology

Featured Content

Banking on Cloud

This report from Infosys Finacle delves into the need for accelerating cloud adoption, highlights the current state of the industry, and puts forth key recommen
Read More
Omdia Universe | Cloud-based Core Banking

In the report, Omdia highlights the following key capabilities of leading cloud-based core banking providers:
Read more

Clients Stories

Featured Content

Emirates NBD

Emirates NBD consolidates its operations on a single version for scalability, agility, and standardization.
Read More
A Global Top 5 Bank

Discover how a global top 5 bank headquartered in the US accelerated payments transformation.
Read More
Union Bank of India

Union Bank of India launches Union Virtual Connect (UVConn) by leveraging WhatsApp to provide customers personalized banking services.
Read More

Loxon Rating/Scoring System

Overview

Loxon Rating/Scoring System (RSS) is a business solution for calculating client/transaction based rating/scoring for any application area where risk assessment should be used (e.g. approval, risk-based pricing, PD/LGD estimation, IRB calculation), in a traditional or Islamic bank and for all lines of business in a single system.

App Screens

/content/dam/infosys-finacle/app-center/loxon-rating-scoring-system/new/loxon-rss01.png

Features

Support of Wide Range of Scoring and Rating Models

The system is capable of calculating credit scoring and rating, alternative decisions, PD, LGD, EAD, behavior scoring, pre-scoring, AI-based models.

Features

Built-in Comprehensive Financial Analysis Tool

The basis of the wholesale rating is the comprehensive financial analysis, which is also supported by a system that includes the financial statement recording, ratio calculation, projection, peer analysis and consolidation.

Features

Model Development Support

The system supports model development with several features such as champion/challenger approach to test the model on live data. Reports to identify the weakening of the model. Comprehensive auditable data storage for further model development and fine-tuning.