Features
High-Availability, Fully Managed Gateway
Provides a compliant, high-availability infrastructure with active-active primary and disaster recovery sites, delivering near-zero downtime and robust operational resilience.
Comprehensive Transaction Lifecycle Orchestration
Manages full transaction flow—from initiation to settlement—across all IB/MB APIs, including retries, failure handling, reconciliation, and asynchronous processing for both banks and payment aggregators.
Immutable Ledger & Regulatory Compliance
Maintains an append-only, tamper-proof ledger of all transactions, states, and event histories, enabling legal audit, dispute resolution, and strict regulatory compliance (RBI, NPCI, PCI DSS).
Benefits
IB/MB (Internet & Mobile Banking) under NPCI Bharat BillPay Limited enables standardized merchant payments via net and mobile banking. plutos ONE serves as a wrapper over IB/MB APIs, offering plug-and-play access—allowing any integrated partner to seamlessly utilize IB/MB APIs without additional development effort.
Reduced integration time and risk, through proven modular architecture.
A compliance-first framework aligned with RBI and NPCI specifications.
Seamless observability and reconciliation across systems.
24/7 Monitoring & Guaranteed Uptime – Ensures continuous availability, proactive issue detection, and minimal downtime, providing users with a reliable and seamless experience at all times.
Operational agility with minimal dependency loops.
Full responsibility for all infrastructure components, ensuring reliable performance and hassle-free scalability.
Press Release
Uniting Financial Services, Australia Subscribes to Infosys Finacle’s Digital Banking SaaS Suite on AWS cloud
Let’s Discuss
Fill out the form below and we will get back to you shortly. Alternately, you can also contact our regional offices
