Features
High-Availability, Fully Managed Gateway
Provides a compliant, high-availability infrastructure with active-active primary and disaster recovery sites, delivering near-zero downtime and robust operational resilience.
Comprehensive Transaction Lifecycle Orchestration
Manages full transaction flow—from initiation to settlement—across all IB/MB APIs, including retries, failure handling, reconciliation, and asynchronous processing for both banks and payment aggregators.
Immutable Ledger & Regulatory Compliance
Maintains an append-only, tamper-proof ledger of all transactions, states, and event histories, enabling legal audit, dispute resolution, and strict regulatory compliance (RBI, NPCI, PCI DSS).
Benefits
IB/MB (Internet & Mobile Banking) under NPCI Bharat BillPay Limited enables standardized merchant payments via net and mobile banking. plutos ONE serves as a wrapper over IB/MB APIs, offering plug-and-play access—allowing any integrated partner to seamlessly utilize IB/MB APIs without additional development effort.
Reduced integration time and risk, through proven modular architecture.
A compliance-first framework aligned with RBI and NPCI specifications.
Seamless observability and reconciliation across systems.
24/7 Monitoring & Guaranteed Uptime – Ensures continuous availability, proactive issue detection, and minimal downtime, providing users with a reliable and seamless experience at all times.
Operational agility with minimal dependency loops.
Full responsibility for all infrastructure components, ensuring reliable performance and hassle-free scalability.
Let’s Discuss
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