About the Transformation
Punjab National Bank (PNB) transformed agricultural lending through Krishi Tatkal Rinn (KTR), a digital-first loan journey designed to deliver faster and more convenient access to credit for farmers across India. Built on the Infosys Finacle Core Lending platform, KTR streamlines credit checks, eligibility validation, and loan disbursement, reducing a process that once took days to a near-real-time experience. Since launch, the platform has processed more than 223K loan disbursements worth approximately 100 M USD Download the full case study to learn how PNB is leveraging Finacle to scale the next generation of agricultural credit.
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