• Kapol Tandon, Head of Business – Americas, Infosys Finacle

• Sanat Rao, Member, Finacle Management Board

In this session, we will explore how banking is evolving towards digital-first new-age business models, driven by shifting consumer behaviors and expectations. We’ll delve into how modern technologies such as AI, APIs, and cloud computing are not just supporting, but spearheading the rapid changes in the banking landscape. This session will also highlight the pivotal role of innovative business models in enhancing customer engagement and operational efficiencies. Join us to uncover the strategies that leading banks are implementing to stay competitive and relevant in the digital continuum, ensuring robust growth and sustainability in an increasingly digital world.

• Nandita Bakhshi, Board Member, BMO
• Moderator – Dennis Gada, EVP and Global Head of Banking & Financial Services, Infosys

• Frederic Chanfrau, CIO, Head of Technology, RBC Clear
• Varun Goyal, MD, Head of Enterprise Partnerships Ledger-Platform Solution, Goldman Sachs
• Moderator – Arindam Ghosh, Head of Delivery – Americas, Infosys Finacle

To fully harness the benefits of their digital investments, banks require a modern core that embodies cloud-native architecture, composability, flexibility, agility, scalability, and openness. This digital foundation enables banks to swiftly adapt to dynamic market conditions, foster continuous innovation, facilitate the creation of novel business models, and unlock fresh revenue opportunities through strategic partnerships. Join us in this session as we delve into the experiences of banks which are prioritizing core modernization, gaining insights on how it accelerates their transformation agendas and positions them for sustained growth in the ever-evolving digital landscape.

• Matthew C Miller, Managing Director and Head of International Payments Global Payments Solutions, Bank of America
• Margaret Weichert, Chief Product Officer, The Clearing House
• Moderator – Puneet Mody, Vice President & Regional Head – US Financial Services

With the introduction of new real-time payment rails, widespread adoption of the ISO 20022 standard, and ever-increasing payment volumes, the landscape is evolving rapidly. This session will explore how banks can strategically adopt agile, incremental modernization strategies through the use of composable payments platforms. The discussion will examine how these platforms enable financial institutions to quickly adapt to new standards and technologies while managing growing transaction demands efficiently. Discover how composability in payments architecture can enhance flexibility, reduce integration complexities, and allow banks to stay competitive in a fast-evolving financial environment.

• Adam Glassman, Managing Director – Global Liquidity Product Development and Fee Strategy, BOFA
• Seth Marlowe, Chief Product Officer, Synovus
• Moderator – Rahul Wadhavkar, Head of Product Management – North America, Infosys

The session will explore the transformative approaches to cash management in response to the advent of new developments. As businesses increasingly demand immediacy in transactions and financial insights, traditional methods of managing liquidity and cash flows are rapidly evolving. This session will delve into how technologies like real-time data analytics, and AI are revolutionizing cash management. We will discuss the strategic use of virtual accounts and their role in providing precise control over cash flows and enhanced reconciliation capabilities. Additionally, the session will discuss case studies from leading financial institutions that are successfully integrating these innovations to improve customer satisfaction.

• Peter Gordon, EVP Payments, US bank
• Madhav Goparaju, Managing Director, Global Head of Trade and SCF Digital Transformation, Global Payments Solutions, Bank of America
• Moderator – Kapol Tandon, Head of Business – Americas, Infosys Finacle

This discussion aims to discuss insights necessary for financial institutions to create and deliver greater customer value together. Panelists will discuss the intricate ecosystem of BaaS and embedded finance, emphasizing how these models are disrupting traditional banking paradigms. The conversation will cover the technological, regulatory, and market drivers propelling this trend, including the benefits of embedded finance in enhancing customer experiences, creating new revenue streams, and fostering a more inclusive financial landscape. This session will aim to inspire a roadmap for organizations aiming to leverage BaaS and embedded finance, discussing key considerations in partnership models, integration challenges, and the impact of these innovations on the competitive landscape.

• Tyson Johnson, CIO, UNI Financial Cooperation
• Glenn Sonsalla, Senior Industry Principal, Infosys Finacle
• Moderator – Kimberly Payton, Head of Alliances & Ecosystem Partners, Infosys Finacle

The adoption of cloud technology in the banking industry is no longer a mere consideration but a race toward gaining a substantial business advantage. It has evolved beyond being just a lever for efficiency, resilience, and scalability; it now serves as a catalyst for ecosystem innovation, faster time-to-market, and the creation of business value. Participate in this session to gain insights from industry leaders who are unlocking the potential of the cloud to scale their digital success.

• Prakash Lachiramani, Head of Business – Latin America and the Caribbean, Infosys Finacle