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Purpose-Built for the Caribbean

Finacle powers Caribbean financial institutions to modernize core systems, accelerate digital products, and serve every customer better. Caribbean banks face a unique mix of regulatory diversity, island-by-island infrastructure, and FinTech disruption. Finacle is the only proven platform purpose-built to handle all of it - composable, cloud-native, and backed by a dedicated regional team.

A Global Leader, Invested in the Caribbean
Branches
Countries
LIVES IMPACTED EVERY DAY
ACCOUNTS RUN ON FINACLE
Invested in the Caribbean

Products Built for the Caribbean
Each purpose-built to modernize your bank on its own, and built to work together

Finacle powers Caribbean financial institutions to modernize core systems, accelerate digital products, and serve every customer better. Caribbean banks face a unique mix of regulatory diversity, island-by-island infrastructure, and FinTech disruption. Finacle is the only proven platform purpose-built to handle all of it - composable, cloud-native, and backed by a dedicated regional team.

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Core Banking

Flexible product factories, extensive parameterization, and reusable business components. Built to fit the product diversity of Caribbean banking, without a rip-and-replace.

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Digital Engagement Suite

Hyper-personalized experiences across mobile, web, and branch — for retail, wealth, business, and corporate customers alike. GenAI-powered UX Studio turns designs into live journeys in hours, not months

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Corporate Banking Suite

Deposits, lending, cash management, payments, and trade finance — in one suite built to serve corporate banking clients across the region, at any scale.

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Payments Suite

Modern payments for traditional (ACH, RTGS, SWIFT) and beyond:

What Sets Finacle Apart?
Composable. Cloud-Native. Caribbean-Proven.

Finacle is an industry leader in composable, cloud-native banking. Our deployments across the Caribbean are live today, delivering real outcomes, not promises. Backed by Infosys, a global technology leader with nearly USD 20 billion in annual revenue, Finacle pairs that global scale with regional relevance: a dedicated Caribbean team, a proven local footprint, and implementation experience closer to your market context

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Client Stories

Innovation Talk with National Commercial Bank Jamaica
In this conversation, Sheree Martin, Chief Operating Officer of National Commercial Bank (NCB) Jamaica joins Prakash Lachiramani, AVP Business Head – Latin America & Caribbean from Infosys Finacle, to reflect on her 25-year journey with the bank and its ongoing digital transformation.

 

 

"At Clarien Bank, we believe banking is about building trusted relationships that support our clients through every stage of life... Being recognised for our mobile banking transformation reflects the dedication of our teams and the contribution of partners like Infosys Finacle as we continue investing in the future of banking for our clients and community" - Ian Truran, Chief Executive Officer, Clarien Bank

 

Innovation Talk with Clarien Bank
Clarien Bank’s commitment to digital transformation and customer-centric innovation is driving its evolution as a leading financial institution.
Innovation Talk with Bancolombia
In this conversation, Fidel Vargas Londono, Chief Information Officer of Bancolombia, shares with KR Venkatraman, Head- Product Architecture of Infosys Finacle, about Bancolombia’s journey toward becoming one of Latin America’s most digitally progressive banking groups.
Industry Recognition
Market Benchmarking

Jamaica's Only Pre-Approved Micro Loan

How a leading Jamaican Bank used Finacle to launch a first-of-its-kind micro-lending product at national scale.

Cloud-Native Core with Online Banking on AWS

Clarien Bank deployed Finacle core banking, online banking, and FaaS on AWS — a landmark Caribbean cloud transformation.

Deposits Modernisation & Wealth Advisory

T&T's largest mutual fund company, modernised deposits and launched Finacle Wealth Advisor.

FAQs
01

Not disruptive by design. Finacle supports phased transformation — progressive modernization, reference-bank best practices, and parameterization for market-specific needs — rather than a single high-risk cutover.

02

It varies with scope, but Finacle is built for speed: one client, Community Bank, went live on the Finacle Banking Suite in 48 days. Larger, more complex transformations are phased to manage risk without stalling momentum.

03

No single requirement. Finacle is cloud-native and cloud-agnostic, deployable on private, public, or hybrid cloud, or as SaaS (single- or multi-tenant) — with partnerships across AWS, Microsoft Azure, Google Cloud, IBM, Red Hat, and Oracle.

04

Through open APIs, webhooks, and the Finacle App Center — a marketplace of 60+ partner apps — plus a full-stack API Connect offering built for ecosystem collaboration.

05

Finacle is cloud-native by design, not retrofitted — built on microservices, containerized and Kubernetes-orchestrated. It's also independently ranked: a Leader in Gartner's Magic Quadrant for Global Retail Core Banking for 14 consecutive years, and a Leader in Forrester Wave evaluations for both corporate banking and digital engagement, and IDC MarketScape for payments.

06

An assessment of the top 1000 banks globally found Finacle-powered institutions had 33% higher returns on assets, 19% higher returns on capital, and a 3.9-percentage-point lower cost-to-income ratio than peers (source: The Banker, 2020).

Let’s Discuss
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