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Featured Content
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Industry Leading Banking Suite, Trusted by Tier-1 Banks in India

Finacle SaaS for UCBs brings the same platform trusted by leading Tier-1 banks in India – in an easy to consume SaaS model

Purpose-built for UCBs in India, Market Ready from Day One

      The platform is tailored specifically for Cooperative banks operating in India. It brings together Finacle’s proven, full-stack banking capabilities with a SaaS delivery model tailored for Indian regulatory requirements, reporting standards, and ecosystem integrations.

      End-to-end Application and Infrastructure Support

      Finacle takes end-to-end responsibility for application setup and configuration, run-the-bank support, environment maintenance, database administration, platform monitoring, security, infrastructure provisioning, operating system management, Servers, Storage and networking.

      Compliance-Ready, With Strong Controls & Governance

        • Full audit trails, maker-checker controls, & exception management
        • Role-based access (RBAC) ensuring segregation of duties
        • Configurable framework to adapt to evolving RBI guidelines
        • Strong authentication mechanisms (Multi-factored authentication)
        • Secure API gateway integration for controlled third-party access
        • Regular vulnerability and patch management support aligned to RBI cyber security framework

          Powered by an Advanced Architecture

          From cloud-native and API-first to openness, scalability, and security, Finacle combines every critical element of a next-gen architecture that is designed for seamless delivery in a SaaS environment.

          How We Transition UCBs with Confidence

              5 defining advantages Finacle brings to UCBs in India for risk-mitigated transformations- Single point accountability across product, delivery and support; Reusable market integrations; Digital Enablement for staff; Automation-first design; Comprehensive Mock runs and testing.

              What Finacle SaaS Brings to Urban Co-Operative Banks

              Finacle SaaS shifts the operational burden away from banks. Infrastructure management, platform operations, upgrades, and availability are handled within the SaaS framework, allowing Cooperative banks to focus on what matters most: customer engagement, product innovation, and strategic growth.

              Trusted by Leading Co-Operative Banks in India

              Arti Dhole, Chief Information Officer, The Cosmos Co-Operative Bank Ltd said

              We are honored and delighted that Infosys Finacle has recognized our efforts for our digital transformation project “Nextgen Digital lending platform” delivering new customer centric lending solution. As ongoing digital transformation continues to sweep across the financial sector our vision is to provide the improved customer experience by allowing our customers to have fast and convenient yet efficient and secure loan application process. Our partnership with Infosys Finacle is supportive of our vision to become a universal financial service organization being able to reach out to customers across the regions in innovative and convenient ways. By incorporating Infosys Finacle into our technology strategy, we have been able to accelerate digital transformation, introduce new customer features and take advantage of emerging technologies.”

              Shivalik Bank Leveraged Finacle SaaS to Serve the Underbanked

              • Leveraged the power of cloud: To deliver world-class digital banking experiences

              • Enabled paperless onboarding in minutes: Of new customers and account opening on remote devices

              • Delivered Instant loans for the underserved: With instant loan eligibility check and approvals
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