Built for Thrift and Rural Banks in Philippines, Backed by Global Experience
Philippine thrift and rural banks play a vital role in serving households, MSMEs, and local communities. As customer expectations and regulatory expectations evolve, thrift banks need a modern technology foundation that can support growth, agility, resilience, and inclusion.
Finacle SaaS for the Philippines brings the proven capabilities of the Finacle banking platform in a cloud-enabled, managed model designed to help thrift and rural banks modernize faster and operate with greater efficiency.
The offering supports key banking needs across CASA, Deposits, Payments, Lending and more.
Backed by Finacle’s global experience with financial institutions across markets, Finacle SaaS combines enterprise-grade banking capabilities with a practical modernization path for Philippine banks. Whether the priority is improving digital customer experience, launching products faster, reducing technology complexity, or preparing for future growth, Finacle SaaS helps banks move forward with confidence.
End-to-End Application and Infrastructure Support
Finacle SaaS combines decades of transformation expertise, with a comprehensive, managed service model that goes far beyond software delivery. Finacle takes end-to-end responsibility for application setup and configuration, run-the-bank support, environment maintenance, database administration, platform monitoring, security, infrastructure provisioning, operating system management, Servers, Storage and networking. This integrated approach ensures that the platform is continuously maintained, optimized, and secure. Unlike traditional on-premise models where banks must assemble and manage multiple layers of technology and vendors, Finacle SaaS provides a single, accountable service that simplifies operations, reduces internal effort, and ensures consistent performance at scale.
Designed for Accelerated Transformations
Finacle SaaS for the Philippines is designed to help thrift and rural banks move faster from decision to value. With a Philippine reference bank model, localized capabilities, cloud-ready infrastructure, and ecosystem integrations, banks can reduce implementation complexity and accelerate their modernization journey.
The offering brings together market-ready banking features, reusable implementation assets, and structured training models to help banks transition with greater confidence. From faster staff onboarding to enforced data segregation and pre-certified multi-tenant cloud infrastructure, Finacle SaaS provides a practical foundation for safe, efficient, and scalable transformation.
Proven Experience in Thrift, Rural, Cooperative and Community Banking Across the Globe
Finacle has extensive experience powering community-focused financial institutions across the world, including cooperative banks, rural banks, thrift banks, credit unions, building societies, mutuals, community banks, and digital-first banks. Finacle today powers 150+ financial institutions across these segments.
This gives Finacle practical understanding of the sector’s priorities - regulatory alignment, operational efficiency, affordability, digital readiness, and customer-centric service.
For thrift and rural banks in Philippines, this means access to a globally proven platform backed by relevant experience in their segment. Finacle brings the sector understanding and delivery experience needed to help thrift banks modernize with confidence.
Sterling Bank of Asia Selects Infosys Finacle Software-as-a-Service for it’s Next-Gen Transformation
“At Sterling Bank of Asia, we aim to integrate forward‑thinking solutions into our operations to better serve the Philippine market. Achieving this requires us to continuously respond to fast‑evolving customer expectations, the accelerating pace of digital innovation, and an increasingly complex regulatory landscape. Modernizing our technology foundation for both core and digital banking is essential to realizing our goals. With Infosys Finacle, we have a trusted transformation partner and a next‑generation banking platform that will equip us to meet the dynamic requirements of our business, our customers, and the wider regulatory environment.”
Cecilio Paul D. San Pedro, President and Chief Executive Officer, Sterling Bank of Asia
Clients Speak
FAQs
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Finacle SaaS helps accelerate modernization through a Philippine reference bank model, localized market-ready features, online staff training, pre-certified multi-tenant cloud infrastructure, built-in data segregation, and integrations with the local banking ecosystem. The platform is designed to help banks improve digital experiences, launch products faster, strengthen lending and servicing journeys, and build a scalable foundation to serve customers more efficiently.
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Finacle SaaS supports safer and more scalable operations through pre-certified multi-tenant cloud infrastructure, enforced data segregation, resilient platform design, structured operations, and capabilities that help banks improve governance, data management, and business continuity readiness.
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Yes. Finacle SaaS is designed to reduce the technology management burden for banks by offering a managed platform model, online training resources, pre-configured capabilities, and ongoing operational support.
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No. Finacle SaaS is designed to make modern banking capabilities more accessible to banks of different sizes, including thrift and rural banks that want to modernize faster while managing cost, complexity, and operational readiness.
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