Why choose Finacle on Cloud?
The Finacle on Cloud Advantage
Three reasons why banks trust Finacle on cloud:
What are the Cloud-native architecture tenets followed by Finacle?
Cloud-Native, Cloud-Neutral Architecture
Finacle solutions are architected on a cloud-native, cloud-neutral foundation, ensuring seamless deployment and portability across private, public, and hybrid cloud environments. Built on a microservices-based architecture, Finacle components are decoupled for enhanced agility, scalability, and progressive upgrades. Stateless processes, compliant with twelve-factor app principles, enable independent scaling, while containerization with Docker and orchestration via Kubernetes ensures efficient, reliable operations. Distributed databases using polyglot persistence and sharding enhance resilience. Declarative APIs simplify development, while a robust CI/CD pipeline automates updates for continuous integration and delivery. Observability with Prometheus and Kibana, a service mesh via Istio, and advanced streaming/messaging capabilities complete this enterprise-ready architecture.
Which deployment options are supported by Finacle?
Flexible Deployment Options
Finacle Digital Banking Suite offers unparalleled flexibility with deployment options across private, public, or hybrid cloud environments, tailored to your bank's unique needs. Whether you prioritize control, scalability, or a mix of both, Finacle empowers your bank to adapt quickly to changing demands while maintaining operational efficiency. Built on a containerized architecture orchestrated by Kubernetes, Finacle solutions ensure seamless performance, scalability, and security, regardless of the cloud provider you choose.
In addition to the solution suite, our SaaS services provide the same robust functionality without the complexity of infrastructure management. Choose between single-client and multi-client SaaS options, based on your needs. With Finacle, your bank gains the freedom to innovate, optimize costs, and scale with ease, empowering your team to deliver unprecedented outcomes with the power of cloud.
Which banks have deployed Finacle on Cloud?
Powering Diverse Cloud Transformations for Banks Worldwide
Globally, banks of all sizes and persona - From traditional incumbents to digital challengers, non-banking entrants, credit unions, cooperative banks, and more - are embracing Finacle on Cloud.
Which cloud platforms has Finacle been deployed on?
Finacle on Cloud – Client Stories
UnionBank, Philippines
UnionBank has been one of the strongest growing banks in Philippines, onboarding around 1.2 million customers annually in recent years, with an ambition of acquiring 25 million new accounts over the next few years. To sustain its rapid growth and provide exceptional customer experiences, UnionBank upgraded its core banking system to the cutting-edge Finacle Digital Banking suite on AWS cloud. Through an 18-month project, including migration of 8 million customer accounts, UnionBank now scales effortlessly and efficiently, provisioning infrastructure as needed.
A digital bank in UAE
A pioneering digital bank in the UAE partnered with Infosys Finacle to build a cloud-native, AI-powered platform integrating blockchain and digital assets. The bank launched swiftly, delivering innovative transaction, lending, and wealth solutions. This transformation empowers clients with secure, personalized experiences and bridges TradFi with DeFi, driving sustainable growth and redefining banking in the digital era.
A leading bank in Indonesia
A leading Indonesia bank partnered with Infosys Finacle to modernize its international core banking systems. Deployed on Google Cloud, the transformation spanned multiple countries, integrated 30+ systems, and achieved zero downtime. The result: 67% faster processing, enhanced security, and a scalable, future-ready digital banking foundation - delivered in just 13 months.
Emirates NBD, UAE
Emirates NBD, the first UAE-based bank in Saudi Arabia, migrated its Finacle core banking system from an on-prem UAE data center to Oracle Cloud Infrastructure (OCI) in KSA to comply with SAMA’s data localization mandates. Fully containerized, the platform enables scalability, security, and efficiency. Completed in three months, this first-of-its-kind in-house project improved time-to-market, customer experience, and compliance - marking the group’s first core banking deployment on a public cloud.
A Development finance institution in India
A leading development finance institution in India transformed its infrastructure financing vision with Finacle’s cloud-native core banking suite on Cloud4C. The six-month implementation boosted agility, security, and scalability - enabling smarter lending, better data insights, and faster innovation to drive sustainable, large-scale infrastructure development nationwide.
Our Partners
Fast Track Your Cloud Journey with Finacle
With a strong technology background, a good risk management practice, a strong balance sheet, and more importantly credible client relationships – Goldman Sachs has brought in distinct advantages that none of the new entrants in this space could dream of bringing to the table. This cloud-based transaction banking platform and has benefitted the bank in more than one way. Luc Teboul, MD and Head of Engineering – Transaction Banking, Goldman Sachs talks to Kapol Tandon, Business Head – Americas, Infosys Finacle about the Cloud-native TxB platform they have built and its long term benefits.
What analyst ratings are available for 'Finacle on Cloud'?
Finacle is a Leader in Cloud-Based Core Banking Platforms
Omdia Universe: Cloud-based Core Banking, 2023
Client Voices
FAQs
01
02
Deploying Finacle on cloud infrastructure enables banks to:
- Scale banking operations dynamically
- Reduce infrastructure management complexity
- Accelerate product innovation
- Improve system resilience and availability
- Optimize total cost of ownership
Cloud deployments also support faster upgrades and continuous delivery of new banking capabilities.
03
Yes. Finacle supports deployment across global cloud platforms like AWS, Microsoft Azure, Oracle, IBM, and regional cloud providers such as Cloud4C in Asia. This allows banks to choose infrastructure that aligns with their regulatory, operational, and geographic requirements.
04
Yes, Finacle is cloud-native and cloud -neutral. Finacle solutions comply to the cloud-native framework based on Cloud Native Computing Foundation (CNCF) standards, and the Twelve-factor App Methodology. The key tenets of Finacle’s cloud-native approach include:
- Microservices architecture
- Stateless processes
- Containerization
- Orchestration
- API first - Declarative APIs and RESTful APIs
- CI/CD
- Service mesh
- Observability and analysis
- Container registry and run times
- Streaming and messaging
05
Yes, Finacle Core Banking is a cloud-native Core Banking solution that enables banks to run their core banking operations as a cloud core banking platform. Finacle follows a cloud-native core banking architecture that enables dynamic scaling, improved system resilience, and accelerated digital innovation.
By running core banking on cloud, banks can modernize legacy systems, reduce infrastructure management complexity, and support continuous innovation in digital banking services. Finacle’s cloud deployments are designed to support enterprise-scale banking operations while meeting stringent security, regulatory, and compliance requirements.
06
Banks can move to Finacle on Cloud through multiple approaches, including:
- Lift-and-shift deployment of existing systems
- Progressive modernization of banking services
- Launching new digital banking platforms on cloud
- Adopting Finacle as a fully managed SaaS service
The migration approach depends on the bank’s transformation strategy and operational requirements.
07
Banks of all sizes and persona - From traditional incumbents to digital challengers, non-banking entrants, credit unions, cooperative banks, and more – have deployed Finacle on Cloud. For example, banks that have deployed Finacle on Cloud include:
Standard Bank, South Africa; Santander, UK; DBS, Singapore; Zand Bank, UAE; Australian Military Bank, Australia; Emirates Islamic, UAE; IBDIC, India, among others.
08
Yes. Finacle offers a Software-as-a-Service (SaaS) deployment option, enabling banks to consume the Finacle Digital Banking Solution suite as a managed cloud banking service. With this model, banks can run core banking and digital banking systems on cloud infrastructure without managing the underlying technology environment. Several banks are leveraging Finacle on a SaaS model – for example – Resimac in Australia, Uni Financial Corporation, FE Credit, Bank of Sydney, among others.
09
For offering cloud choice and supporting data localization requirements, we follow a dual approach of working with global cloud partners like AWS, Microsoft Azure, Oracle, IBM, and regional cloud partners such as Cloud4C. The global players support international industry norms, cloud standards, Ops governance models, and regulatory requirements. In addition, they bring technology frameworks to support data privacy, encryption and ensure compliance with regulatory requirements. To meet the data residency requirements in certain regions, Finacle also works closely with local cloud providers. Through our cloud partners, we have access to data centers across the globe, which helps us overcome cloud-related data residency limitations.
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