Introduction
About The Solution
The Finacle Corporate Lending Solution Suite is an enterprise-class, multi segment, multi-product solution that helps both banks and other FIs originate and service loans across customer segments. The comprehensive solution suite supports the entire loan lifecycle to drive agility in lending, improve risk management, and deliver better operational efficiencies. The suite encompasses Origination and Onboarding, Bi-lateral and Participant Loans, Trade and Supply Chain Finance, Syndication, Securitization, Limits management, Collateral management and Covenants management.
Finacle brings rich experience in lending transformations having delivered more than 480 lending deployments in over 90 countries.
Infosys Finacle’s compelling vision and value proposition build on a strong track record in emerging technologies. Its comprehensive roadmap focuses on AI, blockchain, and green computing, and has achievable timelines… Infosys Finacle offers superior API capabilities and supports diverse banking services for retail, small and medium-size business (SMB), and corporate clients… It excels in real-time and event-driven architecture, leveraging robust technologies for data consistency, resilience, and security… Finacle’s Enterprise-Class Customer Data Hub delivers a unified view of the customer and feeds a comprehensive AI platform for training and deploying models with more than 40 use cases, including generative AI (genAI) bots… Customers consistently rate Finacle highly, praising its responsiveness, implementation support, and ability to understand and act on their business needs… they overwhelmingly emphasized the vendor’s strengths in functionality, performance, and support… Finacle is best suited for large retail, SMB, and corporate banks who seek a modern, comprehensive, innovative platform with superior support
– The Forrester Wave™: Digital Banking Processing Platforms, Q4 2024
Comprehensive, Componentized Lending Suite
Accelerate your corporate lending transformation journey with our cloud-native suite of solutions
Learn how MENAT’s leading bank revolutionized corporate lending by embracing digital transformation
Digital Onboarding and Origination
Empower you to create great onboarding and origination experiences for your corporate customers
Loan Management, Syndication and Securitization
Service the entire loan value chain with a robust platform
Loan Management
Manage loan life-cycle and exceptions digitally
- Drawdown management
- Repayment - forward contracts
- Debt consolidation
- Crystallization of overdue liabilities
- Restructuring & revocation
- Currency calendar support
- Appropriation of scheduled payments
- Interest handling
- Robust penal calculations
- Rescheduling
- NPA Management, Payoff and Charge Off
- Flexible contract management
- Inquiries
- Reports
Securitization
Turn illiquid assets into tradable securities
- Pool processing
- Selection and exclusion of account
- Assessment & reassessment
- Authorization
- Escrow handling
- Servicing
- Buy back
Syndication
Act as participant lenders, agent banks and underwriters
- Participant contribution tracking & its details
- Distribution of payment
- Capture details in multiple tranches
- Notices to borrower and participant lenders
- Collection from borrower
- Syndication for following players - Agent Bank, Participant Bank, Agent cum Participant
- Common fee module - Agency and Participant Business
- Inquiries and reports
Trade and Supply Chain Finance
Transform your trade and supply chain finance offerings with an industry leading solution suite
Learn how an American bank digitally transformed trade finance in Indonesia
Limits, Collaterals and Covenants
A robust, enterprise-class platform to minimize credit risk, and optimize credit portfolio exposure
Finacle Limits Management
- Centralized limits definition and maintenance
- Flexible limits hierarchies
- Configurable parameters
- Real-time or scheduled exposure aggregation
Finacle Collateral Management
- Centralized collateral definition and maintenance
- Multiple collateral valuation methods
- Configurable collateral types or codes
- Multi-entity linking support
- Comprehensive collateral lifecycle management
Finacle Covenant Management
- Centralized covenant definition and maintenance
- Multi-entity linking support
- Extensive covenant lifecycle monitoring
Experience The Industry Leading Modern Lending Platform
Future proof your corporate lending business with a modern platform that is agile, flexible and scalable
A Leading South-East Asian Bank’s Journey Towards Seamless Corporate Lending
Simplified Transformation
Experience agile, risk-mitigated modernization
Whether it is a big bang switchover, progressive deployment or complete overhaul, Finacle helps your bank transform at its own pace.
