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  • Quantum Computing: As the Future Awaits, The Strides Are Definitive
    Quantum computing is no longer confined to theory or the edges of experimental science - it is rapidly advancing toward practical impact.
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  • IDC
    IDC MarketScape: Worldwide Integrated Bank Payment
    Finacle Payments is an enterprise payments services system that manages end-to-end payments across instrument types, payment schemes, transaction types, custome
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  • Supply Chain Finance
    Today, as businesses seek to make their ecosystems more resilient, Supply Chain Finance (SCF) has emerged as a powerful lever for banks and financial institutions to support clients, while unlocking new revenue streams.
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Better Banking
Featured Content
  • The Future of Core Banking: Business and Technology Evolution
    Our point of view paper, “The Future of Core Banking: Business and Technology Evolution”, serves as a candid and forward-looking benchmark of your institution’s readiness—and a strategic playbook for core modernization.
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  • The Forrester Wave
    Forrester Wave Digital Banking, Q4 2024
    Finacle is best suited for large retail, SMB, and corporate banks who seek a modern, comprehensive, innovative platform with superior support.
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  • Driving Comprehensive Revenue Management
    Discover why revenue management must evolve into a comprehensive, strategic capability. Decode a blueprint to overcome challenges and unlock sustainable monetization.
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Insights
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  • Shaping Banking’s Next: Banking Technology Trends for 2025 and Beyond
    The banking industry has been balancing disruption and opportunity for several years now, and the pace of change shows no signs of slowing as we move into 2025 and beyond.
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  • Virtual Accounts 2.0: Surpass Conventional Cash Management and Unlock Next-Gen Possibilities
    Virtual Account Management was a groundbreaking shift in the banking landscape, revolutionising use cases like cash concentration, pooling, centralised treasury management, and in-house banking (POBO, ROBO, COBO)
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  • Unlocking Hybrid Cloud
    As banks push forward with their digital transformation agenda, cloud serves as a pivotal enabler. Each bank, at varying stages of adoption, crafts its unique path, dictated by context, regulations, and risk appetite.
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Featured Content
  • Banking on Cloud
    This report from Infosys Finacle delves into the need for accelerating cloud adoption, highlights the current state of the industry, and puts forth key recommen
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  • Omdia Universe | Cloud-based Core Banking
    In the report, Omdia highlights the following key capabilities of leading cloud-based core banking providers:
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Clients Stories
Featured Content
  • Emirates NBD
    Emirates NBD consolidates its operations on a single version for scalability, agility, and standardization.
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  • A Global Top 5 Bank
    Discover how a global top 5 bank headquartered in the US accelerated payments transformation.
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  • Union Bank of India
    Union Bank of India launches Union Virtual Connect (UVConn) by leveraging WhatsApp to provide customers personalized banking services.
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Case Studies
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INDIE by IndusInd Bank

INDIE by IndusInd Bank is a bold leap into the future of digital banking—designed for Millennials and Gen Z. With smart tools for saving, spending, investing, and instant credit, INDIE delivers hyper-personalized experiences through a secure, scalable, and cloud-native platform powered by Finacle.

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Transforming Core Banking at One of Europe’s Largest Banks

Discover how one of Greece’s largest and most historic banks modernized its core banking systems to drive agility, efficiency, and innovation.

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Luxembourg's National Financial Provider’s Leap into Real-Time Payments

Luxembourg’s leading national financial provider undertook a comprehensive transformation to build a digital-first, future-ready banking platform.

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Future-Ready for Growth and Innovation

Banco Azteca partnered with Finacle to modernize its core banking ecosystem, re-architecting over 1,000 processes on a future-ready, open, and microservices-based platform.

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Axis Bank Transforms Supply Chain Finance from Integration to Innovation

Axis Bank undertook a major transformation of its supply chain finance ecosystem by overhauling the integration between its SCF system and Finacle Core, moving from its then existing integration channel to Finacle’s Connect24 integration framework.

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From Channels to Communities - Bancolombia Modernizes Recaudos

Bancolombia modernized its payments collection system by launching a cloud-native, bank-managed Botón-PSE channel powered by Finacle.

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Nequi Drives Crypto Adoption in Colombia

This pioneering implementation connected Wenia, a crypto asset platform, with Nequi, Colombia’s leading digital-only bank, to enable seamless crypto transactions.

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Bancolombia Powers the Future of Banking with its Cloud Leap

Bancolombia, Colombia’s leading financial institution, modernized its offshore banking operations by migrating it cloud-native core powered by Finacle from on premise to AWS cloud while ensuring seamless integration with all banking channels.

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A Leading Bank in America Modernizes its Payments in Their Key Markets

A leading global bank partnered with Infosys Finacle to transform its payments infrastructure across key markets like Indonesia, Europe, Hong Kong, and Switzerland.

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A Canadian Credit Union Reimagines Banking with Finacle Cloud

A leading Canadian credit union embraced Finacle’s cloud-native digital suite to modernize its operations, enhance member experiences, and reduce partner dependency.

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Empowering Seamless Banking with Finacle for A Canadian Credit Union

A leading Canadian credit union modernized its retail origination with Finacle, transforming customer journeys through digital onboarding.

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The Lending Revolution: Empowering India's Future with Finacle

A leading development finance institution in India transformed its infrastructure financing vision with Finacle’s cloud-native core banking suite.

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Jordan's Digital Lending Leap: Finacle Powers Future-Ready Transformation

One of Jordan’s largest banks modernized its retail lending with Finacle’s Digital Lending Solution, slashing loan approval time to 15 minutes and boosting operational efficiency.

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Powering Real-Time Payments in Switzerland: A Landmark in Global Banking Transformation

One of the world’s leading banks modernized its payments in Switzerland using Finacle’s cloud-native platform.

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Future-Ready Treasury: How a Leading Indian Bank Transformed with Infosys Finacle

A leading public sector bank in India transformed its complex treasury operations with Finacle Treasury and Rate Management solutions.

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A Leading Indian Bank Modernizes Revenue Management with Infosys Finacle

One of India’s top private sector banks partnered with Infosys Finacle to transform its pricing and billing operations.

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A Leading Indonesian Bank Accelerates Digital Transformation with Finacle Core on Cloud

A leading Indonesia bank partnered with Infosys Finacle to modernize its international core banking systems.

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Axis Bank Redefines Premium Banking with Seamless Citi Retail Integration

Axis Bank partnered with Infosys Finacle to deliver one of India’s largest retail banking migrations, integrating 2.4M customers, 1.8M credit cards, and ₹947B AUM from Citibank.

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Co-operative Bank of Kenya Powers Regional Growth with Finacle Core Banking Suite

Co-operative Bank of Kenya partnered with Infosys Finacle to modernize its core banking system, accelerating its journey toward regional dominance.

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Real-Time Collateral and Exposure Control for a Top Singaporean

A top Singaporean bank transformed its exposure and collateral management using Finacle’s modern, cloud-native solution.

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Transforming API Ecosystem at Asia’s Most Digitally Innovative Bank

A leading Asian bank, recognized globally for digital innovation, partnered with Infosys Finacle to enhance its API capabilities using Finacle API Connect.

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Driving Wealth Management Excellence through Digital Bancassurance Transformation

One of the Largest banks in Middle East transformed its Bancassurance operations by deploying Finacle’s wealth management solution, replacing legacy systems with a centralized, digital platform.

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Royal Bank of Canada Transforms U.S. Banking with Infosys Finacle

RBC Capital Markets partnered with Finacle to launch a cutting-edge cash management platform for U.S. corporate clients.

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UAE Bank Scales Wealth Management with Finacle Solution

A leading UAE retail bank transformed its wealth management operations using Finacle Wealth Management Solution.

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UAE Digital Bank Redefines Finance with Cloud-Native, AI and Blockchain-Powered Platform

A pioneering digital bank in the UAE partnered with Infosys Finacle to build a cloud-native, AI-powered platform integrating blockchain and digital assets.

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Modernizing Corporate Lending and Liquidity for a Southeast Asian Banking Leader

A leading Southeast Asian bank transformed its corporate banking with Infosys Finacle, modernizing lending and liquidity management.

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Emirates NBD KSA Core Banking Transformation

Emirates NBD, the first UAE-based bank in Saudi Arabia, migrated its Finacle core banking system from an on-prem UAE data center to Oracle Cloud Infrastructure (OCI) in KSA to comply with SAMA’s data localization mandates.

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RAKBANK Revolutionizes SME Onboarding with Digital Innovation

RAKBANK transformed SME onboarding by deploying Finacle Digital Engagement Hub, enabling fully digital, seamless account opening.

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Leading Global Bank Offers New Age Transaction Banking Experiences

The bank built an innovative virtual accounts-based solution that allows treasurers to adapt their treasury flows as quickly as their evolving business situations.

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Infosys Finacle Launching a New Chapter in Banking at Arab National Bank

Arab National Bank (ANB) undertook a core banking transformation to enhance scalability, security, and digital innovation in line with Saudi Vision 2030.

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Driving Innovation in Corporate Banking for a Leading Bank in ANZ

With over 200 years of legacy, the bank is a key player in the Australian and New Zealand markets, offering tailored financial services to corporate clients.

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Karnataka Bank’s Transformational Co-lending Platform

Karnataka Bank is revolutionizing rural financial inclusion with its co-lending platform, powered by Finacle. Committed to financial inclusion, the bank partnered with M/s Paisalo under an 80:20 co-lending model to provide credit access to underserved sectors, including SHGs and women entrepreneurs.

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Indian Overseas Bank Journey Towards Digital Excellence: e-Sankalp

Indian Overseas Bank (IOB) is transforming banking with its digital initiative, e-Sankalp.

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Royal Bank of Canada

RBC Capital Markets transforms U.S. cash management with a modern, cloud-native platform powered by Finacle. Offering seamless onboarding, real-time tracking, and AI-driven workflows, it enhances client experience, fosters innovation, and strengthens RBC’s position in the competitive U.S. market

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Axis Bank

Discover how Axis Bank’s Neo for Corporates platform, powered by Finacle’s Digital Engagement Hub, revolutionizes corporate banking with seamless digital services, unified dashboards, advanced analytics, and API-driven integration for enhanced efficiency and customer satisfaction.

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Axis Bank's Co-Lending Revolution

Axis Bank, a leader in India’s private banking sector, has transformed financial inclusion with its co-lending model.

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Union Bank of the Philippines: Driving Innovation with Samsung Finance+

Union Bank of Philippines, a leading universal bank serving over 5 million customers, partnered with Samsung to launch Samsung Finance+, a 0% interest gadget loan program targeting uncarded and new-to-credit Filipinos.

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Saraswat Bank

Saraswat Bank, India’s largest urban co-operative bank, embarked on a transformative journey to blend heritage with modernity.

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Elevating Banking with Next-Gen Core on Cloud

A leading US investment bank and a global technology giant partnered to revolutionize retail banking, blending financial expertise with digital innovation.

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First Bank Nigeria

First Bank of Nigeria has revolutionized its customer onboarding process by integrating Finacle core banking and advanced AI technologies, delivering a seamless and secure experience.

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Emirates NBD

Emirates NBD consolidates its operations on a single version for scalability, agility, and standardization.

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A Large Dutch Bank

A leading Dutch bank, responding to the demands of its corporate clients for better cash management in a more challenging environment, transformed its cash management services.

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A Global Top 5 Bank

Discover how a global top 5 bank headquartered in the US accelerated payments transformation.

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DBS Bank: DBS Digibank: a Revolutionary New Way to Bank

DBS serves some of the world’s fastest growing mobile markets and saw an opportunity to create a bank that was truly digital right down to its core. A bank to both impress the digital generation and simplify banking...

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Digibank by DBS

DBS serves some of the world’s fastest growing mobile markets and saw an opportunity to create a bank that was truly digital right down to its core. A bank to both impress the digital generation and simplify banking...

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Nequi by Bancolombia

Bancolombia decided to create a digital bank called Nequi to meet the emerging needs of the mobile oriented generation in Latin America.

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HDFC Bank

To create a best-in-class experience for High-Net worth Individuals (HNIs), HDFC Bank, a leading Indian private bank, used the Finacle WMS cloud platform to securely integrate with numerous internal and external systems

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Übank cloud migration powered by Finacle Core Banking and AWS

Übank leveraged Finacle Core Banking for its efficient operating model hosted on AWS that won Cloud Migration Advance – Completed Deployment award at RBI Asia Trailblazer Awards 2022.

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Streamlining Credit Servicing Processes for Global Operations

The client is a leading financial services company in the automotive industry and one of the subsidiaries of a German car manufacturer. Credit FInance Edge platform implementation streamlined critical steps in the system

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DBS Bank

With Finacle Wealth Management Solution, DBS Bank has the flexibility to tailor solutions and create new products for emerging customer segments.

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United Bank for Africa

United Bank for Africa PLC is a leading financial services group in sub-Saharan Africa, with presence in 20 African countries, as well as the United Kingdom, the United States of America and France.

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Hatton National Bank (HNB) - Finacle

The entire implementation project, from pilot to full roll out was executed in about 11 months and saw 58% ROI in 16 months Download x Thank you for your interest! Your download is ready.

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RBL Bank - Finacle

In order to orchestrate a flawless transformation, RBL chose Finacle IVS as the trusted independent testing partner.

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UnionBank of the Philippines

UnionBank is migrating its core banking platform to the Finacle Digital Banking Solution Suite on Cloud on AWS platform

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Union Bank of India

Union Bank of India launches Union Virtual Connect (UVConn) by leveraging WhatsApp to provide customers personalized banking services.

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Discover Financial Services, USA - Finacle

Discover Financial Services, USA, chose Finacle for an overhaul of its entire banking technology ecosystem and won the Celent Model Bank Award in the area of legacy and ecosystem transformation.

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Sohar International

Bank Sohar core banking implementation (Phase1) was carried out before the bank formally opened its doors to the public within a record-breaking timeframe of 56 days.

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UnionBank of the Philippines

Union Bank of the Philippines leverages Finacle Digital Banking Suite on Cloud to modernize their core banking system.

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FECredit

FECREDIT had to built an extremely robust system to support current and future growth by complying regulatory norms, for which they chose Finacle as their partner to build the core lending solution for this transformatio

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Federal Bank

Federal Bank decided to adopt a centralized architecture for better efficiency, more control and for meeting challenges of the future.

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A Leading Bank in Middle East

Established in 1963, this leading Banking Group in the MENAT region has 900+ branches across 13 countries. With a customer base exceeding 17 million, they manage over 213 billion USD in assets.

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Being Truly Digital with Finacle - Finacle

A compilation of successful digital transformations with Finacle.

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HPB Croatia - Finacle

HPB was impressed with the flexibility provided by Finacle Treasury solution through its robust customization infrastructure.

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First Bank of Nigeria - Finacle

FBN piloted on Finacle in six months and since then has rolled out the solution across its 339-branch network, citing Finacle's technological superiority and functional richness.

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Discover Financial Services

Celent Model Bank Award celebrates Discover's partnership with Finacle for successful transformation that will lay the groundwork for innovation and world class customer service...

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Case Study Generating Newer Revenue Stream

Take a look at how Finacle helps a leading bank in Philippines generate new revenue streams.

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RBL Bank

Download our case study on learn how RBL bank used our digital technology to become lean, responsive and in tune with changing customer needs. Request a meeting

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State Bank of India

State Bank of India upgraded Finacle across 24 countries in a record timeframe of 24 months.

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Leading South-East Asian Bank

In the fast-paced world of finance, banks are continually striving to enhance their services and provide a seamless experience for their customers.

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RCBC

The core banking implementation resulted in an ROI of 54.4%, a payback period of 2.7 years and an average annual net benefit of PHP 608 million.

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Union Bank of India

Union Bank of India has embedded handy digital solutions throughout the lifecycle of a customer to make the best possible banking experience accessible to every customer.

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From Financial Offering to Service Excellence - Finacle

Take a look at how Finacle Wealth Management Solution helped a leading UAE bank optimize its wealth services offering.

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Bancolombia

Bancolombia chose Finacle Core Banking Solution to transform its business under the program called the Innova project.

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A large oil and gas enterprise improves efficiency and visibility with ProcureEdge

ProcureEdge provides assured business outcomes through superior sourcing, category excellence, and enhanced spend control and spend visibility

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DBS Bank

The operation was a regional, phased rollout of the Infosys Finacle platform to 13 locations over a period of 20 months. Deployment was a model of efficiency,.

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Kotak Mahindra Bank

Finacle was successful in replacing another vendor's core banking system that was supporting millions of customers, accounts and transactions.

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Subsidiary of an American Bank in Indonesia

Find out how a leading American bank adapts to a digitalized trade and supply chain finance operations as a part of its larger transformation by leveraging Finacle Trade Finance Solution Suite.

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One of the largest Southeast Asian Bank

Find out how a leading American bank adapts to a digitalized trade and supply chain finance operations as a part of its larger transformation by leveraging Finacle Trade Finance Solution Suite.

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A Leading Spanish Bank

The bank created a technology subsidiary at the end of 2020 with the objective of integrating their most innovative payment assets under one roof and establishing a common tech backbone for payments for the bank’s

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Scaling Digital Success

In the fast-paced world of finance, banks are continually striving to enhance their services and provide a seamless experience for their customers.

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Republic Bank - Finacle

Read about Republic Bank's major strategic initiative to replace its existing legacy platform with a best-in-class Finacle core banking solution.

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Innovating with Finacle - Finacle

Recognizing breakthrough banking innovations

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Equity Bank

Since going live with the new platform, Equity Bank boasts a seamless platform that helps operational efficiency, supports business growth and enables it to adapt to the dynamic environment.

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Emirates NBD and ICICI Bank

We are happy to annouce that ICICI Bank and Emirates NBD partnered with Infosys Finacle to pilot the first blockchain-based network for international remittances and trade finance.

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ING Bank

ING Bank, in partnership with Infosys Finacle, embarked on a massive exercise to transform its commercial banking operations in 28 countries, spread across 3 continents. The transformation program has started with Irelan

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Paytm

Download our case study to learn how Finacle core banking solutions helped PayTM to transform itself from a digital wallet player to India's mobile-first digita

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Export-Import Bank of India

ExIm Bank wanted to minimize human intervention and redesign existing processes to have a streamlined system in place. ExIm also had an objective of integrating the treasury and trade finance systems into one.

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Kasikorn Line

Kasikorn Line - Thailand’s First Social Bank penetrates the unbanked segment with embedded finance, leveraging Finacle Core Banking Solution and Finacle Origination Suite.

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Finacle Client Innovation Awards - Infosys Finacle

The Infosys Finacle Client Innovation Awards have been instituted to recognize and celebrate the banks that deliver breakthrough innovations in banking products

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RAKBANK

Our Finacle Digital Engagement Suite has helped RAKBANK to deliver personalized customer experience and transform towards being a digital-first bank. Request a meeting to learn more.

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DBS Bank

Finacle has integrated it's core banking platform to DBS and embarked on a major transformation project to scale up the overall core banking system along with internet and mobile banking platforms.

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Bank BRI

The financial landscape in Indonesia has traditionally been extremely cash-intensive, much like most other developing markets. However, the growing proliferation of the internet and smartphones is changing this.

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National Commercial Bank, Jamaica - Finacle

NCB opted for Finacle, adopted a big-bang approach for their core banking deployment, and followed it up with the deployment of Finacle consumer e-Banking, corporate e-Banking, CRM, Treasury and Alerts.

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DBS Bank

DBS is a leading financial services group in Asia, with over 280 branches and 23,000 employees across 18 markets. It is headquartered in Singapore, with a growing presence in Greater China, Southeast Asia and South Asia.

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Bank of Alexandria - Finacle

Considering the criticality of the core banking platform implementation to our overall business transformation, Finacle going live within the scheduled timeline was critical to our success.

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Australian Military Bank

In the midst of rising competition from large banks, fintechs and neo banks, Australian Military Bank (AMB) wanted to evolve and equip itself to cater to the new breed of digital first customers.

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Bank Muscat

The bank transformed its technology infrastructure to create and offer personalized insurance products to its customers

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Emirates NBD - Finacle

Cost savings have been around US $ 5 million annually, largely owing to the consolidation of business processes and applications. More than 600 processes were reduced to just 325.

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HBTF - Finacle

Housing Bank of Trade and Finance (HBTF) chose Finacle for their business transformation program to gain agility, customer centricity and simplify operations.

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Standard Bank

Standard Bank, South Africa partnered with Infosys Finacle to transform its sales force by providing a comprehensive guided sales workbench on mobile tablets and won the Celent Model Bank Award in the area of omni-channe

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First Bank of Nigeria

Talks about the competitive banking environment in Nigeria and how customers have been extremely demanding. He also talks about the bank's strategy and how Infosys Finacle has supported their growth aspirations.

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AL Ahli Bank of Kuwait - Finacle

Transforming for the digital future for us means laying a strong technological foundation that is built for the scale and agility required to not just meet the

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Al Ahli Bank of Kuwait

Transforming for the digital future for us means laying a strong technological foundation that is built for the scale and agility required to not just meet the demands of our customers but far exceed them. To this end...

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State Bank of India

State Bank of India wanted to ensure they are able to provide 24X7 banking service to their customers across the globe, on the channels of their choice. With Finacle Assure the bank was able to reduce the instances of...

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Bank BRI

In this popular case-study, Bank BRI shows what it takes to build pioneering digital-first lending products.

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AGD Bank

AGD Bank is a leading commercial bank in Myanmar. The bank has 75 branches along with an International Banking Division that operates international remittance services, foreign exchange and agent banking operations.

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India Post

India Post has played a crucial role in the country’s socioeconomic development for more than 150 years, providing financial services to more than 650 million bank account holders across its large network of post offices

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Eastern Bank

Eastern bank wanted to transform its channels to the state of the art solution and chose Infosys Finacle's robust multi-channel solution to transform its internet and mobile channels

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Sacom Bank

Bank of Baroda began its transformation journey by migrating to Finacle core banking and e-Banking solutions that replaced 8 other disparate legacy systems across its branches in 18 countries.

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Standard Bank - Finacle

The Standard Bank and Infosys team conceptualized tools and utilities to empower the sales force to remotely acquire customers and cross-sell products based on the profiles of the prospects

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Bank of Baroda - Powering International Operations with the Technology Advantage - Finacle

Bank of Baroda began its transformation journey by migrating to Finacle core banking and e-Banking solutions that replaced 8 other disparate legacy systems across its branches in 18 countries.

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Housing Bank for Trade and Finance - Finacle

With the successful transformation of the legacy applications with Finacle Core Banking, CRM and e-banking solutions, HBTF has been able to standardize several outdated manual processes with the best practices offered by

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Albaraka - Finacle

Read about how Albaraka transformed with Finacle to deliver operational resilience, customer centricity, and agility

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Liv. by Emirates NBD

Liv. Bank is the digital-only lifestyle bank operated and managed by Emirates NBD Group. Liv. is built by and for millennials.

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Bank Dhofar - Reimagining customer journeys across new

Mr. Deepesh Saxena, Head of Information Technology, Bank Dhofar talks about the ever evolving banking environment and how new players are forcing banks to rethi

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Union Bank of the Philippines - Finacle

With the replacement of its legacy solution with Finacle, the bank would be able to get, over a 5-year horizon, a 15-17% reduction in overall costs.

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A Leading Australian Lender

A residential mortgage lender in ANZ with almost $16 billion AUM set out to become digitally driven and customer-first. It chose Finacle on AWS to harness the benefits of banking on the cloud.

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Federal Bank - Channel Banking - Finacle

Federal Bank decided to adopt a centralized architecture for better efficiency, more control and for meeting challenges of the future.

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Subsidiary of an American Bank in Indonesia

Corporate banking is undergoing a technology-led shift and customer needs are fast evolving.

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India Trade Connect

A Consortium Powered by Finacle Trade Connect Wins Celent Model Bank Award 2018

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IDBI Bank - Finacle

Going live with Finacle in a record time of 5 ½ months has gained IDBI Bank critical time-to-market advantage and the ability to roll-out products much faster than ever before

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Punjab National Bank

PNB created a super app with diverse user-centric features and cutting-edge UI/UX to deliver intuitive, secure, and personalized mobile experiences.

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Bank Muscat

K. Gopakumar, Deputy Chief Operating Officer of bank muscat talks about how the new generation of customers with the influence of modern technology are accelerating the pace of evolution across industries.

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Sohar International

Over the years, Bank Sohar has grown on various balance sheet parameters and has been among the most customer-centric banks in Oman. This has made it the fourth

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Bank Dhofar

The bank changed much of the banking application portfolio and infrastructure with it. The Finacle implementation at BankDhofar was completed in 18 months

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kerala-bank

Kerala Bank

Merger of the 14 District Co-operative Banks into the Kerala Co-operative to form Kerala Bank, one of the largest of its kind in the history of Indian banking a

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